LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,477
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,607
−HK$2,164/mo
Today · 4.125%
HK$72,771
baseline
▲ 0.50% · 4.625%
HK$77,199
+HK$4,428/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$145,542/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,180
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,223
−HK$2,072/mo
Today · 4.125%
HK$80,295
baseline
▲ 0.50% · 4.625%
HK$84,528
+HK$4,233/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$160,590/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,172
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$84,728
−HK$2,597/mo
Today · 4.125%
HK$87,325
baseline
▲ 0.50% · 4.625%
HK$92,639
+HK$5,314/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$174,650/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,416
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,867
−HK$2,488/mo
Today · 4.125%
HK$96,355
baseline
▲ 0.50% · 4.625%
HK$101,433
+HK$5,078/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$192,710/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,867
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$98,849
−HK$3,030/mo
Today · 4.125%
HK$101,879
baseline
▲ 0.50% · 4.625%
HK$108,078
+HK$6,199/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$203,758/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,652
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$109,512
−HK$2,902/mo
Today · 4.125%
HK$112,414
baseline
▲ 0.50% · 4.625%
HK$118,339
+HK$5,925/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$224,828/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,258
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$127,092
−HK$3,895/mo
Today · 4.125%
HK$130,987
baseline
▲ 0.50% · 4.625%
HK$138,958
+HK$7,971/mo
Deposit HK$3.00M · loan HK$27.03M · min. income ≈ HK$261,974/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,123
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$140,801
−HK$3,731/mo
Today · 4.125%
HK$144,532
baseline
▲ 0.50% · 4.625%
HK$152,150
+HK$7,618/mo
Deposit HK$3.00M · loan HK$27.03M · min. income ≈ HK$289,064/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,287 · Scale 2, in force from 26 Feb 2026)