LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,480
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,610
−HK$2,164/mo
Today · 4.125%
HK$72,774
baseline
▲ 0.50% · 4.625%
HK$77,202
+HK$4,428/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$145,548/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,183
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,226
−HK$2,073/mo
Today · 4.125%
HK$80,299
baseline
▲ 0.50% · 4.625%
HK$84,531
+HK$4,232/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$160,598/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,175
−HK$5,154/mo
▼ 0.25% · 3.875%
HK$84,732
−HK$2,597/mo
Today · 4.125%
HK$87,329
baseline
▲ 0.50% · 4.625%
HK$92,642
+HK$5,313/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$174,658/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,419
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,871
−HK$2,487/mo
Today · 4.125%
HK$96,358
baseline
▲ 0.50% · 4.625%
HK$101,438
+HK$5,080/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$192,716/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,871
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$98,853
−HK$3,030/mo
Today · 4.125%
HK$101,883
baseline
▲ 0.50% · 4.625%
HK$108,083
+HK$6,200/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$203,766/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,656
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$109,516
−HK$2,902/mo
Today · 4.125%
HK$112,418
baseline
▲ 0.50% · 4.625%
HK$118,344
+HK$5,926/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$224,836/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,263
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$127,097
−HK$3,896/mo
Today · 4.125%
HK$130,993
baseline
▲ 0.50% · 4.625%
HK$138,963
+HK$7,970/mo
Deposit HK$3.00M · loan HK$27.03M · min. income ≈ HK$261,986/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,129
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$140,807
−HK$3,731/mo
Today · 4.125%
HK$144,538
baseline
▲ 0.50% · 4.625%
HK$152,156
+HK$7,618/mo
Deposit HK$3.00M · loan HK$27.03M · min. income ≈ HK$289,076/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,339 · Scale 2, in force from 26 Feb 2026)