LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,483
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,613
−HK$2,164/mo
Today · 4.125%
HK$72,777
baseline
▲ 0.50% · 4.625%
HK$77,206
+HK$4,429/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$145,554/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,187
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,230
−HK$2,073/mo
Today · 4.125%
HK$80,303
baseline
▲ 0.50% · 4.625%
HK$84,536
+HK$4,233/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$160,606/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,180
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$84,736
−HK$2,597/mo
Today · 4.125%
HK$87,333
baseline
▲ 0.50% · 4.625%
HK$92,647
+HK$5,314/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$174,666/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,424
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,876
−HK$2,487/mo
Today · 4.125%
HK$96,363
baseline
▲ 0.50% · 4.625%
HK$101,443
+HK$5,080/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$192,726/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,876
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$98,858
−HK$3,030/mo
Today · 4.125%
HK$101,888
baseline
▲ 0.50% · 4.625%
HK$108,088
+HK$6,200/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$203,776/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,661
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,522
−HK$2,902/mo
Today · 4.125%
HK$112,424
baseline
▲ 0.50% · 4.625%
HK$118,350
+HK$5,926/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$224,848/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,269
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$127,104
−HK$3,895/mo
Today · 4.125%
HK$130,999
baseline
▲ 0.50% · 4.625%
HK$138,970
+HK$7,971/mo
Deposit HK$3.00M · loan HK$27.03M · min. income ≈ HK$261,998/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,136
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$140,814
−HK$3,731/mo
Today · 4.125%
HK$144,545
baseline
▲ 0.50% · 4.625%
HK$152,164
+HK$7,619/mo
Deposit HK$3.00M · loan HK$27.03M · min. income ≈ HK$289,090/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,404 · Scale 2, in force from 26 Feb 2026)