LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,484
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,614
−HK$2,164/mo
Today · 4.125%
HK$72,778
baseline
▲ 0.50% · 4.625%
HK$77,207
+HK$4,429/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$145,556/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,187
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,231
−HK$2,073/mo
Today · 4.125%
HK$80,304
baseline
▲ 0.50% · 4.625%
HK$84,537
+HK$4,233/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$160,608/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,180
−HK$5,154/mo
▼ 0.25% · 3.875%
HK$84,737
−HK$2,597/mo
Today · 4.125%
HK$87,334
baseline
▲ 0.50% · 4.625%
HK$92,648
+HK$5,314/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$174,668/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,425
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,877
−HK$2,487/mo
Today · 4.125%
HK$96,364
baseline
▲ 0.50% · 4.625%
HK$101,444
+HK$5,080/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$192,728/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,877
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,860
−HK$3,030/mo
Today · 4.125%
HK$101,890
baseline
▲ 0.50% · 4.625%
HK$108,089
+HK$6,199/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$203,780/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,662
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,523
−HK$2,902/mo
Today · 4.125%
HK$112,425
baseline
▲ 0.50% · 4.625%
HK$118,351
+HK$5,926/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$224,850/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,271
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$127,105
−HK$3,896/mo
Today · 4.125%
HK$131,001
baseline
▲ 0.50% · 4.625%
HK$138,972
+HK$7,971/mo
Deposit HK$3.00M · loan HK$27.03M · min. income ≈ HK$262,002/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,137
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$140,815
−HK$3,732/mo
Today · 4.125%
HK$144,547
baseline
▲ 0.50% · 4.625%
HK$152,166
+HK$7,619/mo
Deposit HK$3.00M · loan HK$27.03M · min. income ≈ HK$289,094/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,418 · Scale 2, in force from 26 Feb 2026)