LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,499
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,630
−HK$2,165/mo
Today · 4.125%
HK$72,795
baseline
▲ 0.50% · 4.625%
HK$77,224
+HK$4,429/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$145,590/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,276,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,205
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,249
−HK$2,073/mo
Today · 4.125%
HK$80,322
baseline
▲ 0.50% · 4.625%
HK$84,556
+HK$4,234/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$160,644/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,276,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,199
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$84,756
−HK$2,598/mo
Today · 4.125%
HK$87,354
baseline
▲ 0.50% · 4.625%
HK$92,669
+HK$5,315/mo
Deposit HK$12.02M · loan HK$18.02M · min. income ≈ HK$174,708/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,446
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$93,898
−HK$2,488/mo
Today · 4.125%
HK$96,386
baseline
▲ 0.50% · 4.625%
HK$101,467
+HK$5,081/mo
Deposit HK$12.02M · loan HK$18.02M · min. income ≈ HK$192,772/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,899
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,882
−HK$3,031/mo
Today · 4.125%
HK$101,913
baseline
▲ 0.50% · 4.625%
HK$108,114
+HK$6,201/mo
Deposit HK$9.01M · loan HK$21.03M · min. income ≈ HK$203,826/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,687
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,548
−HK$2,903/mo
Today · 4.125%
HK$112,451
baseline
▲ 0.50% · 4.625%
HK$118,378
+HK$5,927/mo
Deposit HK$9.01M · loan HK$21.03M · min. income ≈ HK$224,902/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,299
−HK$7,732/mo
▼ 0.25% · 3.875%
HK$127,134
−HK$3,897/mo
Today · 4.125%
HK$131,031
baseline
▲ 0.50% · 4.625%
HK$139,004
+HK$7,973/mo
Deposit HK$3.00M · loan HK$27.04M · min. income ≈ HK$262,062/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,169
−HK$7,411/mo
▼ 0.25% · 3.875%
HK$140,848
−HK$3,732/mo
Today · 4.125%
HK$144,580
baseline
▲ 0.50% · 4.625%
HK$152,201
+HK$7,621/mo
Deposit HK$3.00M · loan HK$27.04M · min. income ≈ HK$289,160/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,710 · Scale 2, in force from 26 Feb 2026)