LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,502
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,632
−HK$2,165/mo
Today · 4.125%
HK$72,797
baseline
▲ 0.50% · 4.625%
HK$77,227
+HK$4,430/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$145,594/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,276,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,207
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,251
−HK$2,074/mo
Today · 4.125%
HK$80,325
baseline
▲ 0.50% · 4.625%
HK$84,559
+HK$4,234/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$160,650/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,276,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,202
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$84,759
−HK$2,598/mo
Today · 4.125%
HK$87,357
baseline
▲ 0.50% · 4.625%
HK$92,672
+HK$5,315/mo
Deposit HK$12.02M · loan HK$18.02M · min. income ≈ HK$174,714/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,449
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$93,901
−HK$2,489/mo
Today · 4.125%
HK$96,390
baseline
▲ 0.50% · 4.625%
HK$101,470
+HK$5,080/mo
Deposit HK$12.02M · loan HK$18.02M · min. income ≈ HK$192,780/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,902
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,885
−HK$3,031/mo
Today · 4.125%
HK$101,916
baseline
▲ 0.50% · 4.625%
HK$108,118
+HK$6,202/mo
Deposit HK$9.01M · loan HK$21.03M · min. income ≈ HK$203,832/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,690
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,552
−HK$2,902/mo
Today · 4.125%
HK$112,454
baseline
▲ 0.50% · 4.625%
HK$118,382
+HK$5,928/mo
Deposit HK$9.01M · loan HK$21.03M · min. income ≈ HK$224,908/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,303
−HK$7,732/mo
▼ 0.25% · 3.875%
HK$127,138
−HK$3,897/mo
Today · 4.125%
HK$131,035
baseline
▲ 0.50% · 4.625%
HK$139,008
+HK$7,973/mo
Deposit HK$3.00M · loan HK$27.04M · min. income ≈ HK$262,070/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,173
−HK$7,411/mo
▼ 0.25% · 3.875%
HK$140,852
−HK$3,732/mo
Today · 4.125%
HK$144,584
baseline
▲ 0.50% · 4.625%
HK$152,206
+HK$7,622/mo
Deposit HK$3.00M · loan HK$27.04M · min. income ≈ HK$289,168/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,751 · Scale 2, in force from 26 Feb 2026)