LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,503
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,634
−HK$2,165/mo
Today · 4.125%
HK$72,799
baseline
▲ 0.50% · 4.625%
HK$77,228
+HK$4,429/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$145,598/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,276,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,209
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,253
−HK$2,073/mo
Today · 4.125%
HK$80,326
baseline
▲ 0.50% · 4.625%
HK$84,560
+HK$4,234/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$160,652/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,276,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,203
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$84,760
−HK$2,598/mo
Today · 4.125%
HK$87,358
baseline
▲ 0.50% · 4.625%
HK$92,674
+HK$5,316/mo
Deposit HK$12.02M · loan HK$18.03M · min. income ≈ HK$174,716/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,450
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$93,903
−HK$2,488/mo
Today · 4.125%
HK$96,391
baseline
▲ 0.50% · 4.625%
HK$101,472
+HK$5,081/mo
Deposit HK$12.02M · loan HK$18.03M · min. income ≈ HK$192,782/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,904
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,887
−HK$3,031/mo
Today · 4.125%
HK$101,918
baseline
▲ 0.50% · 4.625%
HK$108,119
+HK$6,201/mo
Deposit HK$9.01M · loan HK$21.03M · min. income ≈ HK$203,836/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,692
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,554
−HK$2,902/mo
Today · 4.125%
HK$112,456
baseline
▲ 0.50% · 4.625%
HK$118,384
+HK$5,928/mo
Deposit HK$9.01M · loan HK$21.03M · min. income ≈ HK$224,912/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,305
−HK$7,732/mo
▼ 0.25% · 3.875%
HK$127,141
−HK$3,896/mo
Today · 4.125%
HK$131,037
baseline
▲ 0.50% · 4.625%
HK$139,011
+HK$7,974/mo
Deposit HK$3.00M · loan HK$27.04M · min. income ≈ HK$262,074/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,176
−HK$7,411/mo
▼ 0.25% · 3.875%
HK$140,855
−HK$3,732/mo
Today · 4.125%
HK$144,587
baseline
▲ 0.50% · 4.625%
HK$152,208
+HK$7,621/mo
Deposit HK$3.00M · loan HK$27.04M · min. income ≈ HK$289,174/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,774 · Scale 2, in force from 26 Feb 2026)