LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,505
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,636
−HK$2,165/mo
Today · 4.125%
HK$72,801
baseline
▲ 0.50% · 4.625%
HK$77,230
+HK$4,429/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$145,602/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,276,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,211
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,255
−HK$2,073/mo
Today · 4.125%
HK$80,328
baseline
▲ 0.50% · 4.625%
HK$84,562
+HK$4,234/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$160,656/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,276,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,206
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$84,763
−HK$2,598/mo
Today · 4.125%
HK$87,361
baseline
▲ 0.50% · 4.625%
HK$92,676
+HK$5,315/mo
Deposit HK$12.02M · loan HK$18.03M · min. income ≈ HK$174,722/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,453
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$93,906
−HK$2,488/mo
Today · 4.125%
HK$96,394
baseline
▲ 0.50% · 4.625%
HK$101,475
+HK$5,081/mo
Deposit HK$12.02M · loan HK$18.03M · min. income ≈ HK$192,788/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,907
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,890
−HK$3,031/mo
Today · 4.125%
HK$101,921
baseline
▲ 0.50% · 4.625%
HK$108,122
+HK$6,201/mo
Deposit HK$9.01M · loan HK$21.03M · min. income ≈ HK$203,842/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,695
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$109,557
−HK$2,903/mo
Today · 4.125%
HK$112,460
baseline
▲ 0.50% · 4.625%
HK$118,387
+HK$5,927/mo
Deposit HK$9.01M · loan HK$21.03M · min. income ≈ HK$224,920/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,276,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,308
−HK$7,733/mo
▼ 0.25% · 3.875%
HK$127,144
−HK$3,897/mo
Today · 4.125%
HK$131,041
baseline
▲ 0.50% · 4.625%
HK$139,015
+HK$7,974/mo
Deposit HK$3.00M · loan HK$27.04M · min. income ≈ HK$262,082/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,179
−HK$7,412/mo
▼ 0.25% · 3.875%
HK$140,859
−HK$3,732/mo
Today · 4.125%
HK$144,591
baseline
▲ 0.50% · 4.625%
HK$152,212
+HK$7,621/mo
Deposit HK$3.00M · loan HK$27.04M · min. income ≈ HK$289,182/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,809 · Scale 2, in force from 26 Feb 2026)