LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,519
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$70,650
−HK$2,166/mo
Today · 4.125%
HK$72,816
baseline
▲ 0.50% · 4.625%
HK$77,246
+HK$4,430/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$145,632/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,277,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,227
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,271
−HK$2,074/mo
Today · 4.125%
HK$80,345
baseline
▲ 0.50% · 4.625%
HK$84,580
+HK$4,235/mo
Deposit HK$15.02M · loan HK$15.02M · min. income ≈ HK$160,690/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,277,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,223
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$84,780
−HK$2,599/mo
Today · 4.125%
HK$87,379
baseline
▲ 0.50% · 4.625%
HK$92,696
+HK$5,317/mo
Deposit HK$12.02M · loan HK$18.03M · min. income ≈ HK$174,758/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,277,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,472
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$93,925
−HK$2,489/mo
Today · 4.125%
HK$96,414
baseline
▲ 0.50% · 4.625%
HK$101,496
+HK$5,082/mo
Deposit HK$12.02M · loan HK$18.03M · min. income ≈ HK$192,828/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,277,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,927
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$98,910
−HK$3,032/mo
Today · 4.125%
HK$101,942
baseline
▲ 0.50% · 4.625%
HK$108,145
+HK$6,203/mo
Deposit HK$9.01M · loan HK$21.03M · min. income ≈ HK$203,884/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,277,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,717
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$109,579
−HK$2,904/mo
Today · 4.125%
HK$112,483
baseline
▲ 0.50% · 4.625%
HK$118,412
+HK$5,929/mo
Deposit HK$9.01M · loan HK$21.03M · min. income ≈ HK$224,966/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,277,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,334
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$127,171
−HK$3,897/mo
Today · 4.125%
HK$131,068
baseline
▲ 0.50% · 4.625%
HK$139,044
+HK$7,976/mo
Deposit HK$3.00M · loan HK$27.04M · min. income ≈ HK$262,136/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,277,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,208
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$140,888
−HK$3,733/mo
Today · 4.125%
HK$144,621
baseline
▲ 0.50% · 4.625%
HK$152,244
+HK$7,623/mo
Deposit HK$3.00M · loan HK$27.04M · min. income ≈ HK$289,242/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,277,075 · Scale 2, in force from 26 Feb 2026)