LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,539
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,671
−HK$2,166/mo
Today · 4.125%
HK$72,837
baseline
▲ 0.50% · 4.625%
HK$77,269
+HK$4,432/mo
Deposit HK$15.03M · loan HK$15.03M · min. income ≈ HK$145,674/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,277,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,249
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$78,294
−HK$2,074/mo
Today · 4.125%
HK$80,368
baseline
▲ 0.50% · 4.625%
HK$84,605
+HK$4,237/mo
Deposit HK$15.03M · loan HK$15.03M · min. income ≈ HK$160,736/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,277,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,247
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$84,805
−HK$2,599/mo
Today · 4.125%
HK$87,404
baseline
▲ 0.50% · 4.625%
HK$92,722
+HK$5,318/mo
Deposit HK$12.02M · loan HK$18.03M · min. income ≈ HK$174,808/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,277,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,498
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$93,952
−HK$2,490/mo
Today · 4.125%
HK$96,442
baseline
▲ 0.50% · 4.625%
HK$101,525
+HK$5,083/mo
Deposit HK$12.02M · loan HK$18.03M · min. income ≈ HK$192,884/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,277,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,954
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$98,939
−HK$3,032/mo
Today · 4.125%
HK$101,971
baseline
▲ 0.50% · 4.625%
HK$108,176
+HK$6,205/mo
Deposit HK$9.02M · loan HK$21.04M · min. income ≈ HK$203,942/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,277,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,748
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,611
−HK$2,904/mo
Today · 4.125%
HK$112,515
baseline
▲ 0.50% · 4.625%
HK$118,446
+HK$5,931/mo
Deposit HK$9.02M · loan HK$21.04M · min. income ≈ HK$225,030/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,277,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,370
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$127,207
−HK$3,899/mo
Today · 4.125%
HK$131,106
baseline
▲ 0.50% · 4.625%
HK$139,084
+HK$7,978/mo
Deposit HK$3.01M · loan HK$27.05M · min. income ≈ HK$262,212/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,277,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,248
−HK$7,415/mo
▼ 0.25% · 3.875%
HK$140,929
−HK$3,734/mo
Today · 4.125%
HK$144,663
baseline
▲ 0.50% · 4.625%
HK$152,288
+HK$7,625/mo
Deposit HK$3.01M · loan HK$27.05M · min. income ≈ HK$289,326/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,277,444 · Scale 2, in force from 26 Feb 2026)