LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,547
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$70,679
−HK$2,167/mo
Today · 4.125%
HK$72,846
baseline
▲ 0.50% · 4.625%
HK$77,278
+HK$4,432/mo
Deposit HK$15.03M · loan HK$15.03M · min. income ≈ HK$145,692/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,277,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,258
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,303
−HK$2,075/mo
Today · 4.125%
HK$80,378
baseline
▲ 0.50% · 4.625%
HK$84,615
+HK$4,237/mo
Deposit HK$15.03M · loan HK$15.03M · min. income ≈ HK$160,756/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,277,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,257
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$84,815
−HK$2,600/mo
Today · 4.125%
HK$87,415
baseline
▲ 0.50% · 4.625%
HK$92,734
+HK$5,319/mo
Deposit HK$12.02M · loan HK$18.04M · min. income ≈ HK$174,830/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,277,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,510
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$93,964
−HK$2,490/mo
Today · 4.125%
HK$96,454
baseline
▲ 0.50% · 4.625%
HK$101,538
+HK$5,084/mo
Deposit HK$12.02M · loan HK$18.04M · min. income ≈ HK$192,908/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,277,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,966
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,951
−HK$3,033/mo
Today · 4.125%
HK$101,984
baseline
▲ 0.50% · 4.625%
HK$108,189
+HK$6,205/mo
Deposit HK$9.02M · loan HK$21.04M · min. income ≈ HK$203,968/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,277,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,761
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,624
−HK$2,905/mo
Today · 4.125%
HK$112,529
baseline
▲ 0.50% · 4.625%
HK$118,461
+HK$5,932/mo
Deposit HK$9.02M · loan HK$21.04M · min. income ≈ HK$225,058/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,277,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,385
−HK$7,737/mo
▼ 0.25% · 3.875%
HK$127,223
−HK$3,899/mo
Today · 4.125%
HK$131,122
baseline
▲ 0.50% · 4.625%
HK$139,101
+HK$7,979/mo
Deposit HK$3.01M · loan HK$27.06M · min. income ≈ HK$262,244/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,277,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,264
−HK$7,416/mo
▼ 0.25% · 3.875%
HK$140,946
−HK$3,734/mo
Today · 4.125%
HK$144,680
baseline
▲ 0.50% · 4.625%
HK$152,307
+HK$7,627/mo
Deposit HK$3.01M · loan HK$27.06M · min. income ≈ HK$289,360/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,277,600 · Scale 2, in force from 26 Feb 2026)