LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,552
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,684
−HK$2,166/mo
Today · 4.125%
HK$72,850
baseline
▲ 0.50% · 4.625%
HK$77,283
+HK$4,433/mo
Deposit HK$15.03M · loan HK$15.03M · min. income ≈ HK$145,700/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,277,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,263
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,308
−HK$2,075/mo
Today · 4.125%
HK$80,383
baseline
▲ 0.50% · 4.625%
HK$84,620
+HK$4,237/mo
Deposit HK$15.03M · loan HK$15.03M · min. income ≈ HK$160,766/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,277,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,262
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$84,821
−HK$2,599/mo
Today · 4.125%
HK$87,420
baseline
▲ 0.50% · 4.625%
HK$92,740
+HK$5,320/mo
Deposit HK$12.03M · loan HK$18.04M · min. income ≈ HK$174,840/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,277,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,515
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$93,970
−HK$2,490/mo
Today · 4.125%
HK$96,460
baseline
▲ 0.50% · 4.625%
HK$101,544
+HK$5,084/mo
Deposit HK$12.03M · loan HK$18.04M · min. income ≈ HK$192,920/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,277,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,972
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,957
−HK$3,033/mo
Today · 4.125%
HK$101,990
baseline
▲ 0.50% · 4.625%
HK$108,196
+HK$6,206/mo
Deposit HK$9.02M · loan HK$21.04M · min. income ≈ HK$203,980/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,277,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,768
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,631
−HK$2,905/mo
Today · 4.125%
HK$112,536
baseline
▲ 0.50% · 4.625%
HK$118,468
+HK$5,932/mo
Deposit HK$9.02M · loan HK$21.04M · min. income ≈ HK$225,072/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,277,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,393
−HK$7,738/mo
▼ 0.25% · 3.875%
HK$127,231
−HK$3,900/mo
Today · 4.125%
HK$131,131
baseline
▲ 0.50% · 4.625%
HK$139,110
+HK$7,979/mo
Deposit HK$3.01M · loan HK$27.06M · min. income ≈ HK$262,262/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,277,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,273
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$140,955
−HK$3,735/mo
Today · 4.125%
HK$144,690
baseline
▲ 0.50% · 4.625%
HK$152,316
+HK$7,626/mo
Deposit HK$3.01M · loan HK$27.06M · min. income ≈ HK$289,380/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,277,681 · Scale 2, in force from 26 Feb 2026)