LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,554
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$70,686
−HK$2,167/mo
Today · 4.125%
HK$72,853
baseline
▲ 0.50% · 4.625%
HK$77,285
+HK$4,432/mo
Deposit HK$15.03M · loan HK$15.03M · min. income ≈ HK$145,706/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,277,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,265
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$78,311
−HK$2,075/mo
Today · 4.125%
HK$80,386
baseline
▲ 0.50% · 4.625%
HK$84,623
+HK$4,237/mo
Deposit HK$15.03M · loan HK$15.03M · min. income ≈ HK$160,772/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,277,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,264
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$84,823
−HK$2,600/mo
Today · 4.125%
HK$87,423
baseline
▲ 0.50% · 4.625%
HK$92,742
+HK$5,319/mo
Deposit HK$12.03M · loan HK$18.04M · min. income ≈ HK$174,846/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,277,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,518
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$93,973
−HK$2,490/mo
Today · 4.125%
HK$96,463
baseline
▲ 0.50% · 4.625%
HK$101,547
+HK$5,084/mo
Deposit HK$12.03M · loan HK$18.04M · min. income ≈ HK$192,926/mo (50% DSR)
Upfront cash ≈ HK$13.30M (deposit + AVD stamp duty HK$1,277,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,975
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$98,960
−HK$3,034/mo
Today · 4.125%
HK$101,994
baseline
▲ 0.50% · 4.625%
HK$108,200
+HK$6,206/mo
Deposit HK$9.02M · loan HK$21.04M · min. income ≈ HK$203,988/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,277,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,771
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,635
−HK$2,905/mo
Today · 4.125%
HK$112,540
baseline
▲ 0.50% · 4.625%
HK$118,472
+HK$5,932/mo
Deposit HK$9.02M · loan HK$21.04M · min. income ≈ HK$225,080/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,277,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,396
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$127,235
−HK$3,900/mo
Today · 4.125%
HK$131,135
baseline
▲ 0.50% · 4.625%
HK$139,114
+HK$7,979/mo
Deposit HK$3.01M · loan HK$27.06M · min. income ≈ HK$262,270/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,277,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,277
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$140,959
−HK$3,735/mo
Today · 4.125%
HK$144,694
baseline
▲ 0.50% · 4.625%
HK$152,321
+HK$7,627/mo
Deposit HK$3.01M · loan HK$27.06M · min. income ≈ HK$289,388/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,277,720 · Scale 2, in force from 26 Feb 2026)