LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,571
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$70,704
−HK$2,167/mo
Today · 4.125%
HK$72,871
baseline
▲ 0.50% · 4.625%
HK$77,305
+HK$4,434/mo
Deposit HK$15.04M · loan HK$15.04M · min. income ≈ HK$145,742/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,278,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,285
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$78,331
−HK$2,075/mo
Today · 4.125%
HK$80,406
baseline
▲ 0.50% · 4.625%
HK$84,645
+HK$4,239/mo
Deposit HK$15.04M · loan HK$15.04M · min. income ≈ HK$160,812/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,278,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,285
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$84,845
−HK$2,600/mo
Today · 4.125%
HK$87,445
baseline
▲ 0.50% · 4.625%
HK$92,766
+HK$5,321/mo
Deposit HK$12.03M · loan HK$18.04M · min. income ≈ HK$174,890/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,278,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,542
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$93,997
−HK$2,490/mo
Today · 4.125%
HK$96,487
baseline
▲ 0.50% · 4.625%
HK$101,573
+HK$5,086/mo
Deposit HK$12.03M · loan HK$18.04M · min. income ≈ HK$192,974/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,278,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,000
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$98,986
−HK$3,034/mo
Today · 4.125%
HK$102,020
baseline
▲ 0.50% · 4.625%
HK$108,227
+HK$6,207/mo
Deposit HK$9.02M · loan HK$21.05M · min. income ≈ HK$204,040/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,278,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,799
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$109,663
−HK$2,906/mo
Today · 4.125%
HK$112,569
baseline
▲ 0.50% · 4.625%
HK$118,502
+HK$5,933/mo
Deposit HK$9.02M · loan HK$21.05M · min. income ≈ HK$225,138/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,278,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,428
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$127,267
−HK$3,901/mo
Today · 4.125%
HK$131,168
baseline
▲ 0.50% · 4.625%
HK$139,149
+HK$7,981/mo
Deposit HK$3.01M · loan HK$27.06M · min. income ≈ HK$262,336/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,278,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,313
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$140,995
−HK$3,736/mo
Today · 4.125%
HK$144,731
baseline
▲ 0.50% · 4.625%
HK$152,360
+HK$7,629/mo
Deposit HK$3.01M · loan HK$27.06M · min. income ≈ HK$289,462/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,278,048 · Scale 2, in force from 26 Feb 2026)