LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,590
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$70,723
−HK$2,168/mo
Today · 4.125%
HK$72,891
baseline
▲ 0.50% · 4.625%
HK$77,326
+HK$4,435/mo
Deposit HK$15.04M · loan HK$15.04M · min. income ≈ HK$145,782/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,278,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,305
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$78,352
−HK$2,076/mo
Today · 4.125%
HK$80,428
baseline
▲ 0.50% · 4.625%
HK$84,667
+HK$4,239/mo
Deposit HK$15.04M · loan HK$15.04M · min. income ≈ HK$160,856/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,278,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,307
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$84,868
−HK$2,601/mo
Today · 4.125%
HK$87,469
baseline
▲ 0.50% · 4.625%
HK$92,791
+HK$5,322/mo
Deposit HK$12.03M · loan HK$18.05M · min. income ≈ HK$174,938/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,278,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,566
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,022
−HK$2,491/mo
Today · 4.125%
HK$96,513
baseline
▲ 0.50% · 4.625%
HK$101,601
+HK$5,088/mo
Deposit HK$12.03M · loan HK$18.05M · min. income ≈ HK$193,026/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,278,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,025
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$99,012
−HK$3,035/mo
Today · 4.125%
HK$102,047
baseline
▲ 0.50% · 4.625%
HK$108,256
+HK$6,209/mo
Deposit HK$9.02M · loan HK$21.06M · min. income ≈ HK$204,094/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,278,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,827
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,692
−HK$2,907/mo
Today · 4.125%
HK$112,599
baseline
▲ 0.50% · 4.625%
HK$118,534
+HK$5,935/mo
Deposit HK$9.02M · loan HK$21.06M · min. income ≈ HK$225,198/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,278,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,461
−HK$7,742/mo
▼ 0.25% · 3.875%
HK$127,301
−HK$3,902/mo
Today · 4.125%
HK$131,203
baseline
▲ 0.50% · 4.625%
HK$139,187
+HK$7,984/mo
Deposit HK$3.01M · loan HK$27.07M · min. income ≈ HK$262,406/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,278,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,349
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$141,033
−HK$3,737/mo
Today · 4.125%
HK$144,770
baseline
▲ 0.50% · 4.625%
HK$152,401
+HK$7,631/mo
Deposit HK$3.01M · loan HK$27.07M · min. income ≈ HK$289,540/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,278,389 · Scale 2, in force from 26 Feb 2026)