LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,595
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$70,728
−HK$2,168/mo
Today · 4.125%
HK$72,896
baseline
▲ 0.50% · 4.625%
HK$77,332
+HK$4,436/mo
Deposit HK$15.04M · loan HK$15.04M · min. income ≈ HK$145,792/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,278,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,311
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$78,357
−HK$2,077/mo
Today · 4.125%
HK$80,434
baseline
▲ 0.50% · 4.625%
HK$84,673
+HK$4,239/mo
Deposit HK$15.04M · loan HK$15.04M · min. income ≈ HK$160,868/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,278,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,313
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$84,874
−HK$2,601/mo
Today · 4.125%
HK$87,475
baseline
▲ 0.50% · 4.625%
HK$92,798
+HK$5,323/mo
Deposit HK$12.03M · loan HK$18.05M · min. income ≈ HK$174,950/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,278,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,573
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,029
−HK$2,491/mo
Today · 4.125%
HK$96,520
baseline
▲ 0.50% · 4.625%
HK$101,608
+HK$5,088/mo
Deposit HK$12.03M · loan HK$18.05M · min. income ≈ HK$193,040/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,278,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,032
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$99,020
−HK$3,034/mo
Today · 4.125%
HK$102,054
baseline
▲ 0.50% · 4.625%
HK$108,264
+HK$6,210/mo
Deposit HK$9.02M · loan HK$21.06M · min. income ≈ HK$204,108/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,278,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,835
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,700
−HK$2,907/mo
Today · 4.125%
HK$112,607
baseline
▲ 0.50% · 4.625%
HK$118,543
+HK$5,936/mo
Deposit HK$9.02M · loan HK$21.06M · min. income ≈ HK$225,214/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,278,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,470
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$127,311
−HK$3,902/mo
Today · 4.125%
HK$131,213
baseline
▲ 0.50% · 4.625%
HK$139,197
+HK$7,984/mo
Deposit HK$3.01M · loan HK$27.07M · min. income ≈ HK$262,426/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,278,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,359
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$141,043
−HK$3,737/mo
Today · 4.125%
HK$144,780
baseline
▲ 0.50% · 4.625%
HK$152,412
+HK$7,632/mo
Deposit HK$3.01M · loan HK$27.07M · min. income ≈ HK$289,560/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,278,483 · Scale 2, in force from 26 Feb 2026)