LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,603
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$70,737
−HK$2,168/mo
Today · 4.125%
HK$72,905
baseline
▲ 0.50% · 4.625%
HK$77,341
+HK$4,436/mo
Deposit HK$15.04M · loan HK$15.04M · min. income ≈ HK$145,810/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,278,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,320
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$78,367
−HK$2,076/mo
Today · 4.125%
HK$80,443
baseline
▲ 0.50% · 4.625%
HK$84,684
+HK$4,241/mo
Deposit HK$15.04M · loan HK$15.04M · min. income ≈ HK$160,886/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,278,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,324
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$84,884
−HK$2,602/mo
Today · 4.125%
HK$87,486
baseline
▲ 0.50% · 4.625%
HK$92,809
+HK$5,323/mo
Deposit HK$12.03M · loan HK$18.05M · min. income ≈ HK$174,972/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,278,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,584
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$94,040
−HK$2,492/mo
Today · 4.125%
HK$96,532
baseline
▲ 0.50% · 4.625%
HK$101,620
+HK$5,088/mo
Deposit HK$12.03M · loan HK$18.05M · min. income ≈ HK$193,064/mo (50% DSR)
Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,278,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,044
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$99,032
−HK$3,035/mo
Today · 4.125%
HK$102,067
baseline
▲ 0.50% · 4.625%
HK$108,277
+HK$6,210/mo
Deposit HK$9.03M · loan HK$21.06M · min. income ≈ HK$204,134/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,278,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,848
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$109,714
−HK$2,907/mo
Today · 4.125%
HK$112,621
baseline
▲ 0.50% · 4.625%
HK$118,557
+HK$5,936/mo
Deposit HK$9.03M · loan HK$21.06M · min. income ≈ HK$225,242/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$1,278,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,485
−HK$7,744/mo
▼ 0.25% · 3.875%
HK$127,326
−HK$3,903/mo
Today · 4.125%
HK$131,229
baseline
▲ 0.50% · 4.625%
HK$139,214
+HK$7,985/mo
Deposit HK$3.01M · loan HK$27.08M · min. income ≈ HK$262,458/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,278,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,376
−HK$7,422/mo
▼ 0.25% · 3.875%
HK$141,060
−HK$3,738/mo
Today · 4.125%
HK$144,798
baseline
▲ 0.50% · 4.625%
HK$152,431
+HK$7,633/mo
Deposit HK$3.01M · loan HK$27.08M · min. income ≈ HK$289,596/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,278,639 · Scale 2, in force from 26 Feb 2026)