LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,617
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,751
−HK$2,169/mo
Today · 4.125%
HK$72,920
baseline
▲ 0.50% · 4.625%
HK$77,357
+HK$4,437/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$145,840/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,278,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,336
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,383
−HK$2,077/mo
Today · 4.125%
HK$80,460
baseline
▲ 0.50% · 4.625%
HK$84,701
+HK$4,241/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$160,920/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,278,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,340
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$84,902
−HK$2,602/mo
Today · 4.125%
HK$87,504
baseline
▲ 0.50% · 4.625%
HK$92,828
+HK$5,324/mo
Deposit HK$12.04M · loan HK$18.06M · min. income ≈ HK$175,008/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,278,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,603
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$94,060
−HK$2,492/mo
Today · 4.125%
HK$96,552
baseline
▲ 0.50% · 4.625%
HK$101,641
+HK$5,089/mo
Deposit HK$12.04M · loan HK$18.06M · min. income ≈ HK$193,104/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,278,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,064
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$99,052
−HK$3,036/mo
Today · 4.125%
HK$102,088
baseline
▲ 0.50% · 4.625%
HK$108,300
+HK$6,212/mo
Deposit HK$9.03M · loan HK$21.06M · min. income ≈ HK$204,176/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,278,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,870
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$109,736
−HK$2,908/mo
Today · 4.125%
HK$112,644
baseline
▲ 0.50% · 4.625%
HK$118,581
+HK$5,937/mo
Deposit HK$9.03M · loan HK$21.06M · min. income ≈ HK$225,288/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,278,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,510
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$127,352
−HK$3,904/mo
Today · 4.125%
HK$131,256
baseline
▲ 0.50% · 4.625%
HK$139,242
+HK$7,986/mo
Deposit HK$3.01M · loan HK$27.08M · min. income ≈ HK$262,512/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,278,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,404
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$141,089
−HK$3,739/mo
Today · 4.125%
HK$144,828
baseline
▲ 0.50% · 4.625%
HK$152,462
+HK$7,634/mo
Deposit HK$3.01M · loan HK$27.08M · min. income ≈ HK$289,656/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,278,901 · Scale 2, in force from 26 Feb 2026)