LTV · monthly repayment
▼ 0.50% · 3.625%
HK$686,198
−HK$43,030/mo
▼ 0.25% · 3.875%
HK$707,542
−HK$21,686/mo
Today · 4.125%
HK$729,228
baseline
▲ 0.50% · 4.625%
HK$773,600
+HK$44,372/mo
Deposit HK$150.47M · loan HK$150.47M · min. income ≈ HK$1,458,456/mo (50% DSR)
Upfront cash ≈ HK$170.03M (deposit + AVD stamp duty HK$19,560,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$763,388
−HK$41,243/mo
▼ 0.25% · 3.875%
HK$783,862
−HK$20,769/mo
Today · 4.125%
HK$804,631
baseline
▲ 0.50% · 4.625%
HK$847,045
+HK$42,414/mo
Deposit HK$150.47M · loan HK$150.47M · min. income ≈ HK$1,609,262/mo (50% DSR)
Upfront cash ≈ HK$170.03M (deposit + AVD stamp duty HK$19,560,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$823,437
−HK$51,637/mo
▼ 0.25% · 3.875%
HK$849,051
−HK$26,023/mo
Today · 4.125%
HK$875,074
baseline
▲ 0.50% · 4.625%
HK$928,320
+HK$53,246/mo
Deposit HK$120.37M · loan HK$180.56M · min. income ≈ HK$1,750,148/mo (50% DSR)
Upfront cash ≈ HK$139.93M (deposit + AVD stamp duty HK$19,560,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$916,066
−HK$49,492/mo
▼ 0.25% · 3.875%
HK$940,634
−HK$24,924/mo
Today · 4.125%
HK$965,558
baseline
▲ 0.50% · 4.625%
HK$1,016,454
+HK$50,896/mo
Deposit HK$120.37M · loan HK$180.56M · min. income ≈ HK$1,931,116/mo (50% DSR)
Upfront cash ≈ HK$139.93M (deposit + AVD stamp duty HK$19,560,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$960,677
−HK$60,243/mo
▼ 0.25% · 3.875%
HK$990,559
−HK$30,361/mo
Today · 4.125%
HK$1,020,920
baseline
▲ 0.50% · 4.625%
HK$1,083,040
+HK$62,120/mo
Deposit HK$90.28M · loan HK$210.65M · min. income ≈ HK$2,041,840/mo (50% DSR)
Upfront cash ≈ HK$109.84M (deposit + AVD stamp duty HK$19,560,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,068,743
−HK$57,741/mo
▼ 0.25% · 3.875%
HK$1,097,406
−HK$29,078/mo
Today · 4.125%
HK$1,126,484
baseline
▲ 0.50% · 4.625%
HK$1,185,863
+HK$59,379/mo
Deposit HK$90.28M · loan HK$210.65M · min. income ≈ HK$2,252,968/mo (50% DSR)
Upfront cash ≈ HK$109.84M (deposit + AVD stamp duty HK$19,560,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,235,156
−HK$77,455/mo
▼ 0.25% · 3.875%
HK$1,273,576
−HK$39,035/mo
Today · 4.125%
HK$1,312,611
baseline
▲ 0.50% · 4.625%
HK$1,392,480
+HK$79,869/mo
Deposit HK$30.09M · loan HK$270.84M · min. income ≈ HK$2,625,222/mo (50% DSR)
Upfront cash ≈ HK$49.65M (deposit + AVD stamp duty HK$19,560,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,374,098
−HK$74,239/mo
▼ 0.25% · 3.875%
HK$1,410,951
−HK$37,386/mo
Today · 4.125%
HK$1,448,337
baseline
▲ 0.50% · 4.625%
HK$1,524,680
+HK$76,343/mo
Deposit HK$30.09M · loan HK$270.84M · min. income ≈ HK$2,896,674/mo (50% DSR)
Upfront cash ≈ HK$49.65M (deposit + AVD stamp duty HK$19,560,451 · Scale 2, in force from 26 Feb 2026)