LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,631
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,766
−HK$2,169/mo
Today · 4.125%
HK$72,935
baseline
▲ 0.50% · 4.625%
HK$77,372
+HK$4,437/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$145,870/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,351
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,399
−HK$2,077/mo
Today · 4.125%
HK$80,476
baseline
▲ 0.50% · 4.625%
HK$84,718
+HK$4,242/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$160,952/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,357
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$84,919
−HK$2,602/mo
Today · 4.125%
HK$87,521
baseline
▲ 0.50% · 4.625%
HK$92,847
+HK$5,326/mo
Deposit HK$12.04M · loan HK$18.06M · min. income ≈ HK$175,042/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,621
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$94,079
−HK$2,492/mo
Today · 4.125%
HK$96,571
baseline
▲ 0.50% · 4.625%
HK$101,662
+HK$5,091/mo
Deposit HK$12.04M · loan HK$18.06M · min. income ≈ HK$193,142/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,083
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,072
−HK$3,036/mo
Today · 4.125%
HK$102,108
baseline
▲ 0.50% · 4.625%
HK$108,321
+HK$6,213/mo
Deposit HK$9.03M · loan HK$21.07M · min. income ≈ HK$204,216/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,892
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,758
−HK$2,909/mo
Today · 4.125%
HK$112,667
baseline
▲ 0.50% · 4.625%
HK$118,605
+HK$5,938/mo
Deposit HK$9.03M · loan HK$21.07M · min. income ≈ HK$225,334/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,535
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$127,378
−HK$3,904/mo
Today · 4.125%
HK$131,282
baseline
▲ 0.50% · 4.625%
HK$139,270
+HK$7,988/mo
Deposit HK$3.01M · loan HK$27.09M · min. income ≈ HK$262,564/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,432
−HK$7,425/mo
▼ 0.25% · 3.875%
HK$141,118
−HK$3,739/mo
Today · 4.125%
HK$144,857
baseline
▲ 0.50% · 4.625%
HK$152,493
+HK$7,636/mo
Deposit HK$3.01M · loan HK$27.09M · min. income ≈ HK$289,714/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,159 · Scale 2, in force from 26 Feb 2026)