LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,632
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,767
−HK$2,169/mo
Today · 4.125%
HK$72,936
baseline
▲ 0.50% · 4.625%
HK$77,374
+HK$4,438/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$145,872/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,352
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,400
−HK$2,077/mo
Today · 4.125%
HK$80,477
baseline
▲ 0.50% · 4.625%
HK$84,719
+HK$4,242/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$160,954/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,358
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$84,920
−HK$2,603/mo
Today · 4.125%
HK$87,523
baseline
▲ 0.50% · 4.625%
HK$92,848
+HK$5,325/mo
Deposit HK$12.04M · loan HK$18.06M · min. income ≈ HK$175,046/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,623
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$94,080
−HK$2,493/mo
Today · 4.125%
HK$96,573
baseline
▲ 0.50% · 4.625%
HK$101,663
+HK$5,090/mo
Deposit HK$12.04M · loan HK$18.06M · min. income ≈ HK$193,146/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,085
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,073
−HK$3,037/mo
Today · 4.125%
HK$102,110
baseline
▲ 0.50% · 4.625%
HK$108,323
+HK$6,213/mo
Deposit HK$9.03M · loan HK$21.07M · min. income ≈ HK$204,220/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,893
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,760
−HK$2,908/mo
Today · 4.125%
HK$112,668
baseline
▲ 0.50% · 4.625%
HK$118,607
+HK$5,939/mo
Deposit HK$9.03M · loan HK$21.07M · min. income ≈ HK$225,336/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,537
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$127,380
−HK$3,904/mo
Today · 4.125%
HK$131,284
baseline
▲ 0.50% · 4.625%
HK$139,273
+HK$7,989/mo
Deposit HK$3.01M · loan HK$27.09M · min. income ≈ HK$262,568/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,434
−HK$7,425/mo
▼ 0.25% · 3.875%
HK$141,120
−HK$3,739/mo
Today · 4.125%
HK$144,859
baseline
▲ 0.50% · 4.625%
HK$152,495
+HK$7,636/mo
Deposit HK$3.01M · loan HK$27.09M · min. income ≈ HK$289,718/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,178 · Scale 2, in force from 26 Feb 2026)