LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,636
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,771
−HK$2,169/mo
Today · 4.125%
HK$72,940
baseline
▲ 0.50% · 4.625%
HK$77,378
+HK$4,438/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$145,880/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,357
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,405
−HK$2,077/mo
Today · 4.125%
HK$80,482
baseline
▲ 0.50% · 4.625%
HK$84,725
+HK$4,243/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$160,964/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,363
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$84,925
−HK$2,603/mo
Today · 4.125%
HK$87,528
baseline
▲ 0.50% · 4.625%
HK$92,854
+HK$5,326/mo
Deposit HK$12.04M · loan HK$18.06M · min. income ≈ HK$175,056/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,628
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$94,086
−HK$2,493/mo
Today · 4.125%
HK$96,579
baseline
▲ 0.50% · 4.625%
HK$101,669
+HK$5,090/mo
Deposit HK$12.04M · loan HK$18.06M · min. income ≈ HK$193,158/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,090
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,079
−HK$3,037/mo
Today · 4.125%
HK$102,116
baseline
▲ 0.50% · 4.625%
HK$108,330
+HK$6,214/mo
Deposit HK$9.03M · loan HK$21.07M · min. income ≈ HK$204,232/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,900
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,767
−HK$2,908/mo
Today · 4.125%
HK$112,675
baseline
▲ 0.50% · 4.625%
HK$118,614
+HK$5,939/mo
Deposit HK$9.03M · loan HK$21.07M · min. income ≈ HK$225,350/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,545
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$127,388
−HK$3,904/mo
Today · 4.125%
HK$131,292
baseline
▲ 0.50% · 4.625%
HK$139,281
+HK$7,989/mo
Deposit HK$3.01M · loan HK$27.09M · min. income ≈ HK$262,584/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,442
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$141,129
−HK$3,739/mo
Today · 4.125%
HK$144,868
baseline
▲ 0.50% · 4.625%
HK$152,504
+HK$7,636/mo
Deposit HK$3.01M · loan HK$27.09M · min. income ≈ HK$289,736/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,257 · Scale 2, in force from 26 Feb 2026)