LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,653
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,788
−HK$2,170/mo
Today · 4.125%
HK$72,958
baseline
▲ 0.50% · 4.625%
HK$77,397
+HK$4,439/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$145,916/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,375
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$78,424
−HK$2,078/mo
Today · 4.125%
HK$80,502
baseline
▲ 0.50% · 4.625%
HK$84,745
+HK$4,243/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$161,004/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,383
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$84,946
−HK$2,603/mo
Today · 4.125%
HK$87,549
baseline
▲ 0.50% · 4.625%
HK$92,876
+HK$5,327/mo
Deposit HK$12.04M · loan HK$18.06M · min. income ≈ HK$175,098/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,650
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,108
−HK$2,494/mo
Today · 4.125%
HK$96,602
baseline
▲ 0.50% · 4.625%
HK$101,694
+HK$5,092/mo
Deposit HK$12.04M · loan HK$18.06M · min. income ≈ HK$193,204/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,114
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$99,103
−HK$3,038/mo
Today · 4.125%
HK$102,141
baseline
▲ 0.50% · 4.625%
HK$108,356
+HK$6,215/mo
Deposit HK$9.03M · loan HK$21.08M · min. income ≈ HK$204,282/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,925
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$109,793
−HK$2,909/mo
Today · 4.125%
HK$112,702
baseline
▲ 0.50% · 4.625%
HK$118,643
+HK$5,941/mo
Deposit HK$9.03M · loan HK$21.08M · min. income ≈ HK$225,404/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,575
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$127,418
−HK$3,906/mo
Today · 4.125%
HK$131,324
baseline
▲ 0.50% · 4.625%
HK$139,315
+HK$7,991/mo
Deposit HK$3.01M · loan HK$27.10M · min. income ≈ HK$262,648/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,475
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$141,162
−HK$3,741/mo
Today · 4.125%
HK$144,903
baseline
▲ 0.50% · 4.625%
HK$152,541
+HK$7,638/mo
Deposit HK$3.01M · loan HK$27.10M · min. income ≈ HK$289,806/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,564 · Scale 2, in force from 26 Feb 2026)