LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,655
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,791
−HK$2,170/mo
Today · 4.125%
HK$72,961
baseline
▲ 0.50% · 4.625%
HK$77,400
+HK$4,439/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$145,922/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,379
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,427
−HK$2,078/mo
Today · 4.125%
HK$80,505
baseline
▲ 0.50% · 4.625%
HK$84,749
+HK$4,244/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$161,010/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,387
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$84,949
−HK$2,604/mo
Today · 4.125%
HK$87,553
baseline
▲ 0.50% · 4.625%
HK$92,880
+HK$5,327/mo
Deposit HK$12.04M · loan HK$18.07M · min. income ≈ HK$175,106/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,654
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,112
−HK$2,494/mo
Today · 4.125%
HK$96,606
baseline
▲ 0.50% · 4.625%
HK$101,698
+HK$5,092/mo
Deposit HK$12.04M · loan HK$18.07M · min. income ≈ HK$193,212/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,118
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$99,107
−HK$3,038/mo
Today · 4.125%
HK$102,145
baseline
▲ 0.50% · 4.625%
HK$108,360
+HK$6,215/mo
Deposit HK$9.03M · loan HK$21.08M · min. income ≈ HK$204,290/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,930
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$109,798
−HK$2,909/mo
Today · 4.125%
HK$112,707
baseline
▲ 0.50% · 4.625%
HK$118,648
+HK$5,941/mo
Deposit HK$9.03M · loan HK$21.08M · min. income ≈ HK$225,414/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,580
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$127,424
−HK$3,905/mo
Today · 4.125%
HK$131,329
baseline
▲ 0.50% · 4.625%
HK$139,320
+HK$7,991/mo
Deposit HK$3.01M · loan HK$27.10M · min. income ≈ HK$262,658/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,481
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$141,168
−HK$3,741/mo
Today · 4.125%
HK$144,909
baseline
▲ 0.50% · 4.625%
HK$152,547
+HK$7,638/mo
Deposit HK$3.01M · loan HK$27.10M · min. income ≈ HK$289,818/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,618 · Scale 2, in force from 26 Feb 2026)