LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,656
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,792
−HK$2,170/mo
Today · 4.125%
HK$72,962
baseline
▲ 0.50% · 4.625%
HK$77,401
+HK$4,439/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$145,924/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,380
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,428
−HK$2,078/mo
Today · 4.125%
HK$80,506
baseline
▲ 0.50% · 4.625%
HK$84,750
+HK$4,244/mo
Deposit HK$15.05M · loan HK$15.05M · min. income ≈ HK$161,012/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,388
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$84,950
−HK$2,604/mo
Today · 4.125%
HK$87,554
baseline
▲ 0.50% · 4.625%
HK$92,882
+HK$5,328/mo
Deposit HK$12.04M · loan HK$18.07M · min. income ≈ HK$175,108/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,656
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$94,114
−HK$2,493/mo
Today · 4.125%
HK$96,607
baseline
▲ 0.50% · 4.625%
HK$101,700
+HK$5,093/mo
Deposit HK$12.04M · loan HK$18.07M · min. income ≈ HK$193,214/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,119
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$99,109
−HK$3,038/mo
Today · 4.125%
HK$102,147
baseline
▲ 0.50% · 4.625%
HK$108,362
+HK$6,215/mo
Deposit HK$9.03M · loan HK$21.08M · min. income ≈ HK$204,294/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,931
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,799
−HK$2,910/mo
Today · 4.125%
HK$112,709
baseline
▲ 0.50% · 4.625%
HK$118,650
+HK$5,941/mo
Deposit HK$9.03M · loan HK$21.08M · min. income ≈ HK$225,418/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,582
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$127,426
−HK$3,905/mo
Today · 4.125%
HK$131,331
baseline
▲ 0.50% · 4.625%
HK$139,322
+HK$7,991/mo
Deposit HK$3.01M · loan HK$27.10M · min. income ≈ HK$262,662/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,483
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$141,171
−HK$3,740/mo
Today · 4.125%
HK$144,911
baseline
▲ 0.50% · 4.625%
HK$152,550
+HK$7,639/mo
Deposit HK$3.01M · loan HK$27.10M · min. income ≈ HK$289,822/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,637 · Scale 2, in force from 26 Feb 2026)