LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,659
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,795
−HK$2,169/mo
Today · 4.125%
HK$72,964
baseline
▲ 0.50% · 4.625%
HK$77,404
+HK$4,440/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$145,928/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,382
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$78,431
−HK$2,078/mo
Today · 4.125%
HK$80,509
baseline
▲ 0.50% · 4.625%
HK$84,753
+HK$4,244/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$161,018/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,279,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,391
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$84,953
−HK$2,604/mo
Today · 4.125%
HK$87,557
baseline
▲ 0.50% · 4.625%
HK$92,885
+HK$5,328/mo
Deposit HK$12.04M · loan HK$18.07M · min. income ≈ HK$175,114/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,659
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,117
−HK$2,494/mo
Today · 4.125%
HK$96,611
baseline
▲ 0.50% · 4.625%
HK$101,703
+HK$5,092/mo
Deposit HK$12.04M · loan HK$18.07M · min. income ≈ HK$193,222/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,122
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$99,112
−HK$3,038/mo
Today · 4.125%
HK$102,150
baseline
▲ 0.50% · 4.625%
HK$108,366
+HK$6,216/mo
Deposit HK$9.03M · loan HK$21.08M · min. income ≈ HK$204,300/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,935
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,803
−HK$2,910/mo
Today · 4.125%
HK$112,713
baseline
▲ 0.50% · 4.625%
HK$118,654
+HK$5,941/mo
Deposit HK$9.03M · loan HK$21.08M · min. income ≈ HK$225,426/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,586
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$127,430
−HK$3,906/mo
Today · 4.125%
HK$131,336
baseline
▲ 0.50% · 4.625%
HK$139,327
+HK$7,991/mo
Deposit HK$3.01M · loan HK$27.10M · min. income ≈ HK$262,672/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,488
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$141,176
−HK$3,740/mo
Today · 4.125%
HK$144,916
baseline
▲ 0.50% · 4.625%
HK$152,555
+HK$7,639/mo
Deposit HK$3.01M · loan HK$27.10M · min. income ≈ HK$289,832/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,682 · Scale 2, in force from 26 Feb 2026)