LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,662
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,798
−HK$2,169/mo
Today · 4.125%
HK$72,967
baseline
▲ 0.50% · 4.625%
HK$77,407
+HK$4,440/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$145,934/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,279,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,386
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,434
−HK$2,078/mo
Today · 4.125%
HK$80,512
baseline
▲ 0.50% · 4.625%
HK$84,756
+HK$4,244/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$161,024/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,279,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,394
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$84,957
−HK$2,604/mo
Today · 4.125%
HK$87,561
baseline
▲ 0.50% · 4.625%
HK$92,889
+HK$5,328/mo
Deposit HK$12.04M · loan HK$18.07M · min. income ≈ HK$175,122/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,663
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,121
−HK$2,494/mo
Today · 4.125%
HK$96,615
baseline
▲ 0.50% · 4.625%
HK$101,708
+HK$5,093/mo
Deposit HK$12.04M · loan HK$18.07M · min. income ≈ HK$193,230/mo (50% DSR)
Upfront cash ≈ HK$13.32M (deposit + AVD stamp duty HK$1,279,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,126
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$99,117
−HK$3,037/mo
Today · 4.125%
HK$102,154
baseline
▲ 0.50% · 4.625%
HK$108,370
+HK$6,216/mo
Deposit HK$9.03M · loan HK$21.08M · min. income ≈ HK$204,308/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,940
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$109,808
−HK$2,909/mo
Today · 4.125%
HK$112,717
baseline
▲ 0.50% · 4.625%
HK$118,659
+HK$5,942/mo
Deposit HK$9.03M · loan HK$21.08M · min. income ≈ HK$225,434/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,591
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$127,436
−HK$3,905/mo
Today · 4.125%
HK$131,341
baseline
▲ 0.50% · 4.625%
HK$139,333
+HK$7,992/mo
Deposit HK$3.01M · loan HK$27.10M · min. income ≈ HK$262,682/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,494
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$141,181
−HK$3,741/mo
Today · 4.125%
HK$144,922
baseline
▲ 0.50% · 4.625%
HK$152,561
+HK$7,639/mo
Deposit HK$3.01M · loan HK$27.10M · min. income ≈ HK$289,844/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,279,736 · Scale 2, in force from 26 Feb 2026)