LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,677
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,814
−HK$2,170/mo
Today · 4.125%
HK$72,984
baseline
▲ 0.50% · 4.625%
HK$77,425
+HK$4,441/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$145,968/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,403
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,452
−HK$2,079/mo
Today · 4.125%
HK$80,531
baseline
▲ 0.50% · 4.625%
HK$84,776
+HK$4,245/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$161,062/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,413
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$84,976
−HK$2,605/mo
Today · 4.125%
HK$87,581
baseline
▲ 0.50% · 4.625%
HK$92,910
+HK$5,329/mo
Deposit HK$12.05M · loan HK$18.07M · min. income ≈ HK$175,162/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,684
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$94,142
−HK$2,495/mo
Today · 4.125%
HK$96,637
baseline
▲ 0.50% · 4.625%
HK$101,731
+HK$5,094/mo
Deposit HK$12.05M · loan HK$18.07M · min. income ≈ HK$193,274/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,148
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$99,139
−HK$3,039/mo
Today · 4.125%
HK$102,178
baseline
▲ 0.50% · 4.625%
HK$108,395
+HK$6,217/mo
Deposit HK$9.04M · loan HK$21.08M · min. income ≈ HK$204,356/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,964
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,833
−HK$2,910/mo
Today · 4.125%
HK$112,743
baseline
▲ 0.50% · 4.625%
HK$118,686
+HK$5,943/mo
Deposit HK$9.04M · loan HK$21.08M · min. income ≈ HK$225,486/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,619
−HK$7,752/mo
▼ 0.25% · 3.875%
HK$127,465
−HK$3,906/mo
Today · 4.125%
HK$131,371
baseline
▲ 0.50% · 4.625%
HK$139,365
+HK$7,994/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$262,742/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,525
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$141,214
−HK$3,741/mo
Today · 4.125%
HK$144,955
baseline
▲ 0.50% · 4.625%
HK$152,596
+HK$7,641/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$289,910/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,029 · Scale 2, in force from 26 Feb 2026)