LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,680
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,816
−HK$2,170/mo
Today · 4.125%
HK$72,986
baseline
▲ 0.50% · 4.625%
HK$77,428
+HK$4,442/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$145,972/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,405
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,455
−HK$2,078/mo
Today · 4.125%
HK$80,533
baseline
▲ 0.50% · 4.625%
HK$84,778
+HK$4,245/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$161,066/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,416
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$84,979
−HK$2,605/mo
Today · 4.125%
HK$87,584
baseline
▲ 0.50% · 4.625%
HK$92,913
+HK$5,329/mo
Deposit HK$12.05M · loan HK$18.07M · min. income ≈ HK$175,168/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,686
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$94,145
−HK$2,495/mo
Today · 4.125%
HK$96,640
baseline
▲ 0.50% · 4.625%
HK$101,734
+HK$5,094/mo
Deposit HK$12.05M · loan HK$18.07M · min. income ≈ HK$193,280/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,152
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,142
−HK$3,039/mo
Today · 4.125%
HK$102,181
baseline
▲ 0.50% · 4.625%
HK$108,399
+HK$6,218/mo
Deposit HK$9.04M · loan HK$21.08M · min. income ≈ HK$204,362/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,968
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,836
−HK$2,911/mo
Today · 4.125%
HK$112,747
baseline
▲ 0.50% · 4.625%
HK$118,690
+HK$5,943/mo
Deposit HK$9.04M · loan HK$21.08M · min. income ≈ HK$225,494/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,623
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$127,469
−HK$3,907/mo
Today · 4.125%
HK$131,376
baseline
▲ 0.50% · 4.625%
HK$139,370
+HK$7,994/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$262,752/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,530
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$141,218
−HK$3,742/mo
Today · 4.125%
HK$144,960
baseline
▲ 0.50% · 4.625%
HK$152,601
+HK$7,641/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$289,920/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,069 · Scale 2, in force from 26 Feb 2026)