LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,684
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,821
−HK$2,170/mo
Today · 4.125%
HK$72,991
baseline
▲ 0.50% · 4.625%
HK$77,433
+HK$4,442/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$145,982/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,410
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,460
−HK$2,079/mo
Today · 4.125%
HK$80,539
baseline
▲ 0.50% · 4.625%
HK$84,784
+HK$4,245/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$161,078/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,421
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$84,985
−HK$2,605/mo
Today · 4.125%
HK$87,590
baseline
▲ 0.50% · 4.625%
HK$92,919
+HK$5,329/mo
Deposit HK$12.05M · loan HK$18.07M · min. income ≈ HK$175,180/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,693
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$94,152
−HK$2,494/mo
Today · 4.125%
HK$96,646
baseline
▲ 0.50% · 4.625%
HK$101,741
+HK$5,095/mo
Deposit HK$12.05M · loan HK$18.07M · min. income ≈ HK$193,292/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,158
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$99,149
−HK$3,039/mo
Today · 4.125%
HK$102,188
baseline
▲ 0.50% · 4.625%
HK$108,406
+HK$6,218/mo
Deposit HK$9.04M · loan HK$21.08M · min. income ≈ HK$204,376/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,975
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,844
−HK$2,910/mo
Today · 4.125%
HK$112,754
baseline
▲ 0.50% · 4.625%
HK$118,698
+HK$5,944/mo
Deposit HK$9.04M · loan HK$21.08M · min. income ≈ HK$225,508/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,632
−HK$7,752/mo
▼ 0.25% · 3.875%
HK$127,477
−HK$3,907/mo
Today · 4.125%
HK$131,384
baseline
▲ 0.50% · 4.625%
HK$139,379
+HK$7,995/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$262,768/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,539
−HK$7,431/mo
▼ 0.25% · 3.875%
HK$141,228
−HK$3,742/mo
Today · 4.125%
HK$144,970
baseline
▲ 0.50% · 4.625%
HK$152,611
+HK$7,641/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$289,940/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,154 · Scale 2, in force from 26 Feb 2026)