LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,690
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,827
−HK$2,170/mo
Today · 4.125%
HK$72,997
baseline
▲ 0.50% · 4.625%
HK$77,439
+HK$4,442/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$145,994/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,417
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,466
−HK$2,079/mo
Today · 4.125%
HK$80,545
baseline
▲ 0.50% · 4.625%
HK$84,791
+HK$4,246/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$161,090/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,428
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$84,992
−HK$2,605/mo
Today · 4.125%
HK$87,597
baseline
▲ 0.50% · 4.625%
HK$92,927
+HK$5,330/mo
Deposit HK$12.05M · loan HK$18.07M · min. income ≈ HK$175,194/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,700
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,160
−HK$2,495/mo
Today · 4.125%
HK$96,655
baseline
▲ 0.50% · 4.625%
HK$101,749
+HK$5,094/mo
Deposit HK$12.05M · loan HK$18.07M · min. income ≈ HK$193,310/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,166
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$99,157
−HK$3,039/mo
Today · 4.125%
HK$102,196
baseline
▲ 0.50% · 4.625%
HK$108,415
+HK$6,219/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$204,392/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,984
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,853
−HK$2,911/mo
Today · 4.125%
HK$112,764
baseline
▲ 0.50% · 4.625%
HK$118,708
+HK$5,944/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$225,528/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,642
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$127,488
−HK$3,907/mo
Today · 4.125%
HK$131,395
baseline
▲ 0.50% · 4.625%
HK$139,390
+HK$7,995/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$262,790/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,550
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$141,239
−HK$3,743/mo
Today · 4.125%
HK$144,982
baseline
▲ 0.50% · 4.625%
HK$152,624
+HK$7,642/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$289,964/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,262 · Scale 2, in force from 26 Feb 2026)