LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,693
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,830
−HK$2,171/mo
Today · 4.125%
HK$73,001
baseline
▲ 0.50% · 4.625%
HK$77,443
+HK$4,442/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$146,002/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,421
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,470
−HK$2,079/mo
Today · 4.125%
HK$80,549
baseline
▲ 0.50% · 4.625%
HK$84,795
+HK$4,246/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$161,098/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,432
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$84,996
−HK$2,605/mo
Today · 4.125%
HK$87,601
baseline
▲ 0.50% · 4.625%
HK$92,932
+HK$5,331/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$175,202/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,705
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$94,164
−HK$2,495/mo
Today · 4.125%
HK$96,659
baseline
▲ 0.50% · 4.625%
HK$101,754
+HK$5,095/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$193,318/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,171
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$99,162
−HK$3,039/mo
Today · 4.125%
HK$102,201
baseline
▲ 0.50% · 4.625%
HK$108,420
+HK$6,219/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$204,402/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,989
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,858
−HK$2,911/mo
Today · 4.125%
HK$112,769
baseline
▲ 0.50% · 4.625%
HK$118,713
+HK$5,944/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$225,538/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,648
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$127,494
−HK$3,908/mo
Today · 4.125%
HK$131,402
baseline
▲ 0.50% · 4.625%
HK$139,397
+HK$7,995/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$262,804/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,557
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$141,246
−HK$3,743/mo
Today · 4.125%
HK$144,989
baseline
▲ 0.50% · 4.625%
HK$152,632
+HK$7,643/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$289,978/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,325 · Scale 2, in force from 26 Feb 2026)