LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,698
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,834
−HK$2,172/mo
Today · 4.125%
HK$73,006
baseline
▲ 0.50% · 4.625%
HK$77,448
+HK$4,442/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$146,012/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,425
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,475
−HK$2,079/mo
Today · 4.125%
HK$80,554
baseline
▲ 0.50% · 4.625%
HK$84,801
+HK$4,247/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$161,108/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,437
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$85,001
−HK$2,606/mo
Today · 4.125%
HK$87,607
baseline
▲ 0.50% · 4.625%
HK$92,937
+HK$5,330/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$175,214/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,710
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,170
−HK$2,495/mo
Today · 4.125%
HK$96,665
baseline
▲ 0.50% · 4.625%
HK$101,761
+HK$5,096/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$193,330/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,177
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,168
−HK$3,040/mo
Today · 4.125%
HK$102,208
baseline
▲ 0.50% · 4.625%
HK$108,427
+HK$6,219/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$204,416/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,996
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,865
−HK$2,911/mo
Today · 4.125%
HK$112,776
baseline
▲ 0.50% · 4.625%
HK$118,721
+HK$5,945/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$225,552/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,656
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$127,502
−HK$3,908/mo
Today · 4.125%
HK$131,410
baseline
▲ 0.50% · 4.625%
HK$139,406
+HK$7,996/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$262,820/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,566
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$141,255
−HK$3,743/mo
Today · 4.125%
HK$144,998
baseline
▲ 0.50% · 4.625%
HK$152,641
+HK$7,643/mo
Deposit HK$3.01M · loan HK$27.11M · min. income ≈ HK$289,996/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,404 · Scale 2, in force from 26 Feb 2026)