LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,699
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,836
−HK$2,172/mo
Today · 4.125%
HK$73,008
baseline
▲ 0.50% · 4.625%
HK$77,450
+HK$4,442/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$146,016/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,427
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,477
−HK$2,080/mo
Today · 4.125%
HK$80,557
baseline
▲ 0.50% · 4.625%
HK$84,803
+HK$4,246/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$161,114/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,280,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,439
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$85,004
−HK$2,605/mo
Today · 4.125%
HK$87,609
baseline
▲ 0.50% · 4.625%
HK$92,940
+HK$5,331/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$175,218/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,713
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,173
−HK$2,495/mo
Today · 4.125%
HK$96,668
baseline
▲ 0.50% · 4.625%
HK$101,763
+HK$5,095/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$193,336/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,179
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$99,171
−HK$3,040/mo
Today · 4.125%
HK$102,211
baseline
▲ 0.50% · 4.625%
HK$108,430
+HK$6,219/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$204,422/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,998
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$109,868
−HK$2,911/mo
Today · 4.125%
HK$112,779
baseline
▲ 0.50% · 4.625%
HK$118,724
+HK$5,945/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$225,558/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,659
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$127,506
−HK$3,908/mo
Today · 4.125%
HK$131,414
baseline
▲ 0.50% · 4.625%
HK$139,410
+HK$7,996/mo
Deposit HK$3.01M · loan HK$27.12M · min. income ≈ HK$262,828/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,569
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$141,259
−HK$3,743/mo
Today · 4.125%
HK$145,002
baseline
▲ 0.50% · 4.625%
HK$152,645
+HK$7,643/mo
Deposit HK$3.01M · loan HK$27.12M · min. income ≈ HK$290,004/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,439 · Scale 2, in force from 26 Feb 2026)