LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,703
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,840
−HK$2,171/mo
Today · 4.125%
HK$73,011
baseline
▲ 0.50% · 4.625%
HK$77,453
+HK$4,442/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$146,022/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,280,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,431
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,481
−HK$2,079/mo
Today · 4.125%
HK$80,560
baseline
▲ 0.50% · 4.625%
HK$84,807
+HK$4,247/mo
Deposit HK$15.06M · loan HK$15.06M · min. income ≈ HK$161,120/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,280,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,443
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$85,008
−HK$2,605/mo
Today · 4.125%
HK$87,613
baseline
▲ 0.50% · 4.625%
HK$92,944
+HK$5,331/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$175,226/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,717
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,177
−HK$2,495/mo
Today · 4.125%
HK$96,672
baseline
▲ 0.50% · 4.625%
HK$101,768
+HK$5,096/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$193,344/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,184
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,175
−HK$3,040/mo
Today · 4.125%
HK$102,215
baseline
▲ 0.50% · 4.625%
HK$108,435
+HK$6,220/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$204,430/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,003
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$109,873
−HK$2,911/mo
Today · 4.125%
HK$112,784
baseline
▲ 0.50% · 4.625%
HK$118,729
+HK$5,945/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$225,568/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,665
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$127,511
−HK$3,909/mo
Today · 4.125%
HK$131,420
baseline
▲ 0.50% · 4.625%
HK$139,416
+HK$7,996/mo
Deposit HK$3.01M · loan HK$27.12M · min. income ≈ HK$262,840/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,576
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$141,265
−HK$3,743/mo
Today · 4.125%
HK$145,008
baseline
▲ 0.50% · 4.625%
HK$152,652
+HK$7,644/mo
Deposit HK$3.01M · loan HK$27.12M · min. income ≈ HK$290,016/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,497 · Scale 2, in force from 26 Feb 2026)