LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,710
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,847
−HK$2,171/mo
Today · 4.125%
HK$73,018
baseline
▲ 0.50% · 4.625%
HK$77,461
+HK$4,443/mo
Deposit HK$15.07M · loan HK$15.07M · min. income ≈ HK$146,036/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,280,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,439
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,489
−HK$2,079/mo
Today · 4.125%
HK$80,568
baseline
▲ 0.50% · 4.625%
HK$84,815
+HK$4,247/mo
Deposit HK$15.07M · loan HK$15.07M · min. income ≈ HK$161,136/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,280,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,451
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$85,016
−HK$2,606/mo
Today · 4.125%
HK$87,622
baseline
▲ 0.50% · 4.625%
HK$92,953
+HK$5,331/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$175,244/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,726
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$94,186
−HK$2,496/mo
Today · 4.125%
HK$96,682
baseline
▲ 0.50% · 4.625%
HK$101,778
+HK$5,096/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$193,364/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,193
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$99,185
−HK$3,040/mo
Today · 4.125%
HK$102,225
baseline
▲ 0.50% · 4.625%
HK$108,446
+HK$6,221/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$204,450/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,014
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,884
−HK$2,912/mo
Today · 4.125%
HK$112,796
baseline
▲ 0.50% · 4.625%
HK$118,741
+HK$5,945/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$225,592/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,677
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$127,524
−HK$3,909/mo
Today · 4.125%
HK$131,433
baseline
▲ 0.50% · 4.625%
HK$139,430
+HK$7,997/mo
Deposit HK$3.01M · loan HK$27.12M · min. income ≈ HK$262,866/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,590
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$141,280
−HK$3,743/mo
Today · 4.125%
HK$145,023
baseline
▲ 0.50% · 4.625%
HK$152,667
+HK$7,644/mo
Deposit HK$3.01M · loan HK$27.12M · min. income ≈ HK$290,046/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,626 · Scale 2, in force from 26 Feb 2026)