LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,714
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,851
−HK$2,172/mo
Today · 4.125%
HK$73,023
baseline
▲ 0.50% · 4.625%
HK$77,466
+HK$4,443/mo
Deposit HK$15.07M · loan HK$15.07M · min. income ≈ HK$146,046/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,280,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,443
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,493
−HK$2,080/mo
Today · 4.125%
HK$80,573
baseline
▲ 0.50% · 4.625%
HK$84,820
+HK$4,247/mo
Deposit HK$15.07M · loan HK$15.07M · min. income ≈ HK$161,146/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,280,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,456
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$85,021
−HK$2,606/mo
Today · 4.125%
HK$87,627
baseline
▲ 0.50% · 4.625%
HK$92,959
+HK$5,332/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$175,254/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,732
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$94,192
−HK$2,496/mo
Today · 4.125%
HK$96,688
baseline
▲ 0.50% · 4.625%
HK$101,785
+HK$5,097/mo
Deposit HK$12.05M · loan HK$18.08M · min. income ≈ HK$193,376/mo (50% DSR)
Upfront cash ≈ HK$13.33M (deposit + AVD stamp duty HK$1,280,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,199
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,192
−HK$3,040/mo
Today · 4.125%
HK$102,232
baseline
▲ 0.50% · 4.625%
HK$108,452
+HK$6,220/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$204,464/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,021
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,891
−HK$2,912/mo
Today · 4.125%
HK$112,803
baseline
▲ 0.50% · 4.625%
HK$118,749
+HK$5,946/mo
Deposit HK$9.04M · loan HK$21.09M · min. income ≈ HK$225,606/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,280,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,685
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$127,532
−HK$3,909/mo
Today · 4.125%
HK$131,441
baseline
▲ 0.50% · 4.625%
HK$139,439
+HK$7,998/mo
Deposit HK$3.01M · loan HK$27.12M · min. income ≈ HK$262,882/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,598
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$141,288
−HK$3,744/mo
Today · 4.125%
HK$145,032
baseline
▲ 0.50% · 4.625%
HK$152,677
+HK$7,645/mo
Deposit HK$3.01M · loan HK$27.12M · min. income ≈ HK$290,064/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$1,280,704 · Scale 2, in force from 26 Feb 2026)