LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,730
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,867
−HK$2,173/mo
Today · 4.125%
HK$73,040
baseline
▲ 0.50% · 4.625%
HK$77,484
+HK$4,444/mo
Deposit HK$15.07M · loan HK$15.07M · min. income ≈ HK$146,080/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,281,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,461
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,512
−HK$2,080/mo
Today · 4.125%
HK$80,592
baseline
▲ 0.50% · 4.625%
HK$84,840
+HK$4,248/mo
Deposit HK$15.07M · loan HK$15.07M · min. income ≈ HK$161,184/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,281,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,476
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$85,041
−HK$2,606/mo
Today · 4.125%
HK$87,647
baseline
▲ 0.50% · 4.625%
HK$92,981
+HK$5,334/mo
Deposit HK$12.06M · loan HK$18.08M · min. income ≈ HK$175,294/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,753
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$94,214
−HK$2,496/mo
Today · 4.125%
HK$96,710
baseline
▲ 0.50% · 4.625%
HK$101,808
+HK$5,098/mo
Deposit HK$12.06M · loan HK$18.08M · min. income ≈ HK$193,420/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,221
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,214
−HK$3,041/mo
Today · 4.125%
HK$102,255
baseline
▲ 0.50% · 4.625%
HK$108,477
+HK$6,222/mo
Deposit HK$9.04M · loan HK$21.10M · min. income ≈ HK$204,510/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,281,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,045
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$109,916
−HK$2,913/mo
Today · 4.125%
HK$112,829
baseline
▲ 0.50% · 4.625%
HK$118,776
+HK$5,947/mo
Deposit HK$9.04M · loan HK$21.10M · min. income ≈ HK$225,658/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,281,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,713
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$127,561
−HK$3,910/mo
Today · 4.125%
HK$131,471
baseline
▲ 0.50% · 4.625%
HK$139,471
+HK$8,000/mo
Deposit HK$3.01M · loan HK$27.13M · min. income ≈ HK$262,942/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,630
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$141,321
−HK$3,744/mo
Today · 4.125%
HK$145,065
baseline
▲ 0.50% · 4.625%
HK$152,712
+HK$7,647/mo
Deposit HK$3.01M · loan HK$27.13M · min. income ≈ HK$290,130/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,000 · Scale 2, in force from 26 Feb 2026)