LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,740
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,878
−HK$2,173/mo
Today · 4.125%
HK$73,051
baseline
▲ 0.50% · 4.625%
HK$77,495
+HK$4,444/mo
Deposit HK$15.07M · loan HK$15.07M · min. income ≈ HK$146,102/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,281,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,472
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,523
−HK$2,081/mo
Today · 4.125%
HK$80,604
baseline
▲ 0.50% · 4.625%
HK$84,853
+HK$4,249/mo
Deposit HK$15.07M · loan HK$15.07M · min. income ≈ HK$161,208/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,281,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,488
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$85,054
−HK$2,607/mo
Today · 4.125%
HK$87,661
baseline
▲ 0.50% · 4.625%
HK$92,995
+HK$5,334/mo
Deposit HK$12.06M · loan HK$18.09M · min. income ≈ HK$175,322/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,767
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$94,228
−HK$2,497/mo
Today · 4.125%
HK$96,725
baseline
▲ 0.50% · 4.625%
HK$101,823
+HK$5,098/mo
Deposit HK$12.06M · loan HK$18.09M · min. income ≈ HK$193,450/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,236
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$99,229
−HK$3,042/mo
Today · 4.125%
HK$102,271
baseline
▲ 0.50% · 4.625%
HK$108,494
+HK$6,223/mo
Deposit HK$9.04M · loan HK$21.10M · min. income ≈ HK$204,542/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,281,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,061
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,933
−HK$2,913/mo
Today · 4.125%
HK$112,846
baseline
▲ 0.50% · 4.625%
HK$118,794
+HK$5,948/mo
Deposit HK$9.04M · loan HK$21.10M · min. income ≈ HK$225,692/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$1,281,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,732
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$127,581
−HK$3,910/mo
Today · 4.125%
HK$131,491
baseline
▲ 0.50% · 4.625%
HK$139,492
+HK$8,001/mo
Deposit HK$3.01M · loan HK$27.13M · min. income ≈ HK$262,982/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,650
−HK$7,437/mo
▼ 0.25% · 3.875%
HK$141,342
−HK$3,745/mo
Today · 4.125%
HK$145,087
baseline
▲ 0.50% · 4.625%
HK$152,735
+HK$7,648/mo
Deposit HK$3.01M · loan HK$27.13M · min. income ≈ HK$290,174/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,192 · Scale 2, in force from 26 Feb 2026)