LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,751
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,889
−HK$2,173/mo
Today · 4.125%
HK$73,062
baseline
▲ 0.50% · 4.625%
HK$77,508
+HK$4,446/mo
Deposit HK$15.08M · loan HK$15.08M · min. income ≈ HK$146,124/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,281,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,485
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,536
−HK$2,081/mo
Today · 4.125%
HK$80,617
baseline
▲ 0.50% · 4.625%
HK$84,866
+HK$4,249/mo
Deposit HK$15.08M · loan HK$15.08M · min. income ≈ HK$161,234/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,281,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,501
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$85,067
−HK$2,607/mo
Today · 4.125%
HK$87,674
baseline
▲ 0.50% · 4.625%
HK$93,009
+HK$5,335/mo
Deposit HK$12.06M · loan HK$18.09M · min. income ≈ HK$175,348/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,781
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,243
−HK$2,497/mo
Today · 4.125%
HK$96,740
baseline
▲ 0.50% · 4.625%
HK$101,839
+HK$5,099/mo
Deposit HK$12.06M · loan HK$18.09M · min. income ≈ HK$193,480/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,251
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,245
−HK$3,042/mo
Today · 4.125%
HK$102,287
baseline
▲ 0.50% · 4.625%
HK$108,511
+HK$6,224/mo
Deposit HK$9.05M · loan HK$21.11M · min. income ≈ HK$204,574/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$1,281,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,078
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,950
−HK$2,913/mo
Today · 4.125%
HK$112,863
baseline
▲ 0.50% · 4.625%
HK$118,813
+HK$5,950/mo
Deposit HK$9.05M · loan HK$21.11M · min. income ≈ HK$225,726/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$1,281,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,751
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$127,601
−HK$3,911/mo
Today · 4.125%
HK$131,512
baseline
▲ 0.50% · 4.625%
HK$139,514
+HK$8,002/mo
Deposit HK$3.02M · loan HK$27.14M · min. income ≈ HK$263,024/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,672
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$141,364
−HK$3,746/mo
Today · 4.125%
HK$145,110
baseline
▲ 0.50% · 4.625%
HK$152,759
+HK$7,649/mo
Deposit HK$3.02M · loan HK$27.14M · min. income ≈ HK$290,220/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,394 · Scale 2, in force from 26 Feb 2026)