LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,761
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,900
−HK$2,173/mo
Today · 4.125%
HK$73,073
baseline
▲ 0.50% · 4.625%
HK$77,519
+HK$4,446/mo
Deposit HK$15.08M · loan HK$15.08M · min. income ≈ HK$146,146/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,281,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,496
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,547
−HK$2,082/mo
Today · 4.125%
HK$80,629
baseline
▲ 0.50% · 4.625%
HK$84,879
+HK$4,250/mo
Deposit HK$15.08M · loan HK$15.08M · min. income ≈ HK$161,258/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,281,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,513
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$85,080
−HK$2,607/mo
Today · 4.125%
HK$87,687
baseline
▲ 0.50% · 4.625%
HK$93,023
+HK$5,336/mo
Deposit HK$12.06M · loan HK$18.09M · min. income ≈ HK$175,374/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,795
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,257
−HK$2,497/mo
Today · 4.125%
HK$96,754
baseline
▲ 0.50% · 4.625%
HK$101,854
+HK$5,100/mo
Deposit HK$12.06M · loan HK$18.09M · min. income ≈ HK$193,508/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,265
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,259
−HK$3,043/mo
Today · 4.125%
HK$102,302
baseline
▲ 0.50% · 4.625%
HK$108,527
+HK$6,225/mo
Deposit HK$9.05M · loan HK$21.11M · min. income ≈ HK$204,604/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$1,281,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,094
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,966
−HK$2,914/mo
Today · 4.125%
HK$112,880
baseline
▲ 0.50% · 4.625%
HK$118,830
+HK$5,950/mo
Deposit HK$9.05M · loan HK$21.11M · min. income ≈ HK$225,760/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$1,281,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,769
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$127,619
−HK$3,912/mo
Today · 4.125%
HK$131,531
baseline
▲ 0.50% · 4.625%
HK$139,534
+HK$8,003/mo
Deposit HK$3.02M · loan HK$27.14M · min. income ≈ HK$263,062/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,692
−HK$7,439/mo
▼ 0.25% · 3.875%
HK$141,385
−HK$3,746/mo
Today · 4.125%
HK$145,131
baseline
▲ 0.50% · 4.625%
HK$152,781
+HK$7,650/mo
Deposit HK$3.02M · loan HK$27.14M · min. income ≈ HK$290,262/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,581 · Scale 2, in force from 26 Feb 2026)