LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,764
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,903
−HK$2,174/mo
Today · 4.125%
HK$73,077
baseline
▲ 0.50% · 4.625%
HK$77,523
+HK$4,446/mo
Deposit HK$15.08M · loan HK$15.08M · min. income ≈ HK$146,154/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,281,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,500
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,551
−HK$2,082/mo
Today · 4.125%
HK$80,633
baseline
▲ 0.50% · 4.625%
HK$84,883
+HK$4,250/mo
Deposit HK$15.08M · loan HK$15.08M · min. income ≈ HK$161,266/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,281,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,517
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$85,084
−HK$2,608/mo
Today · 4.125%
HK$87,692
baseline
▲ 0.50% · 4.625%
HK$93,028
+HK$5,336/mo
Deposit HK$12.06M · loan HK$18.09M · min. income ≈ HK$175,384/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,800
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,262
−HK$2,497/mo
Today · 4.125%
HK$96,759
baseline
▲ 0.50% · 4.625%
HK$101,860
+HK$5,101/mo
Deposit HK$12.06M · loan HK$18.09M · min. income ≈ HK$193,518/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,270
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,265
−HK$3,042/mo
Today · 4.125%
HK$102,307
baseline
▲ 0.50% · 4.625%
HK$108,532
+HK$6,225/mo
Deposit HK$9.05M · loan HK$21.11M · min. income ≈ HK$204,614/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$1,281,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,100
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,972
−HK$2,914/mo
Today · 4.125%
HK$112,886
baseline
▲ 0.50% · 4.625%
HK$118,836
+HK$5,950/mo
Deposit HK$9.05M · loan HK$21.11M · min. income ≈ HK$225,772/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$1,281,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,776
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$127,626
−HK$3,912/mo
Today · 4.125%
HK$131,538
baseline
▲ 0.50% · 4.625%
HK$139,542
+HK$8,004/mo
Deposit HK$3.02M · loan HK$27.14M · min. income ≈ HK$263,076/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,700
−HK$7,439/mo
▼ 0.25% · 3.875%
HK$141,393
−HK$3,746/mo
Today · 4.125%
HK$145,139
baseline
▲ 0.50% · 4.625%
HK$152,790
+HK$7,651/mo
Deposit HK$3.02M · loan HK$27.14M · min. income ≈ HK$290,278/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,650 · Scale 2, in force from 26 Feb 2026)