LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,766
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,905
−HK$2,173/mo
Today · 4.125%
HK$73,078
baseline
▲ 0.50% · 4.625%
HK$77,525
+HK$4,447/mo
Deposit HK$15.08M · loan HK$15.08M · min. income ≈ HK$146,156/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,281,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,502
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,553
−HK$2,082/mo
Today · 4.125%
HK$80,635
baseline
▲ 0.50% · 4.625%
HK$84,885
+HK$4,250/mo
Deposit HK$15.08M · loan HK$15.08M · min. income ≈ HK$161,270/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,281,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,519
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$85,086
−HK$2,608/mo
Today · 4.125%
HK$87,694
baseline
▲ 0.50% · 4.625%
HK$93,030
+HK$5,336/mo
Deposit HK$12.06M · loan HK$18.09M · min. income ≈ HK$175,388/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,802
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$94,264
−HK$2,498/mo
Today · 4.125%
HK$96,762
baseline
▲ 0.50% · 4.625%
HK$101,862
+HK$5,100/mo
Deposit HK$12.06M · loan HK$18.09M · min. income ≈ HK$193,524/mo (50% DSR)
Upfront cash ≈ HK$13.34M (deposit + AVD stamp duty HK$1,281,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,273
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,267
−HK$3,043/mo
Today · 4.125%
HK$102,310
baseline
▲ 0.50% · 4.625%
HK$108,535
+HK$6,225/mo
Deposit HK$9.05M · loan HK$21.11M · min. income ≈ HK$204,620/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$1,281,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,102
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$109,975
−HK$2,914/mo
Today · 4.125%
HK$112,889
baseline
▲ 0.50% · 4.625%
HK$118,839
+HK$5,950/mo
Deposit HK$9.05M · loan HK$21.11M · min. income ≈ HK$225,778/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$1,281,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,779
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$127,629
−HK$3,912/mo
Today · 4.125%
HK$131,541
baseline
▲ 0.50% · 4.625%
HK$139,545
+HK$8,004/mo
Deposit HK$3.02M · loan HK$27.14M · min. income ≈ HK$263,082/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,703
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$141,396
−HK$3,747/mo
Today · 4.125%
HK$145,143
baseline
▲ 0.50% · 4.625%
HK$152,793
+HK$7,650/mo
Deposit HK$3.02M · loan HK$27.14M · min. income ≈ HK$290,286/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,281,682 · Scale 2, in force from 26 Feb 2026)