LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,796
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,936
−HK$2,174/mo
Today · 4.125%
HK$73,110
baseline
▲ 0.50% · 4.625%
HK$77,559
+HK$4,449/mo
Deposit HK$15.09M · loan HK$15.09M · min. income ≈ HK$146,220/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,282,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,535
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,588
−HK$2,082/mo
Today · 4.125%
HK$80,670
baseline
▲ 0.50% · 4.625%
HK$84,922
+HK$4,252/mo
Deposit HK$15.09M · loan HK$15.09M · min. income ≈ HK$161,340/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,282,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,555
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$85,123
−HK$2,609/mo
Today · 4.125%
HK$87,732
baseline
▲ 0.50% · 4.625%
HK$93,070
+HK$5,338/mo
Deposit HK$12.07M · loan HK$18.10M · min. income ≈ HK$175,464/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,282,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,842
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$94,305
−HK$2,499/mo
Today · 4.125%
HK$96,804
baseline
▲ 0.50% · 4.625%
HK$101,906
+HK$5,102/mo
Deposit HK$12.07M · loan HK$18.10M · min. income ≈ HK$193,608/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,282,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,314
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$99,310
−HK$3,044/mo
Today · 4.125%
HK$102,354
baseline
▲ 0.50% · 4.625%
HK$108,582
+HK$6,228/mo
Deposit HK$9.05M · loan HK$21.12M · min. income ≈ HK$204,708/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$1,282,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,149
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$110,023
−HK$2,915/mo
Today · 4.125%
HK$112,938
baseline
▲ 0.50% · 4.625%
HK$118,891
+HK$5,953/mo
Deposit HK$9.05M · loan HK$21.12M · min. income ≈ HK$225,876/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$1,282,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,833
−HK$7,765/mo
▼ 0.25% · 3.875%
HK$127,685
−HK$3,913/mo
Today · 4.125%
HK$131,598
baseline
▲ 0.50% · 4.625%
HK$139,606
+HK$8,008/mo
Deposit HK$3.02M · loan HK$27.15M · min. income ≈ HK$263,196/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,282,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,763
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$141,458
−HK$3,748/mo
Today · 4.125%
HK$145,206
baseline
▲ 0.50% · 4.625%
HK$152,860
+HK$7,654/mo
Deposit HK$3.02M · loan HK$27.15M · min. income ≈ HK$290,412/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,282,239 · Scale 2, in force from 26 Feb 2026)