LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,813
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,953
−HK$2,175/mo
Today · 4.125%
HK$73,128
baseline
▲ 0.50% · 4.625%
HK$77,578
+HK$4,450/mo
Deposit HK$15.09M · loan HK$15.09M · min. income ≈ HK$146,256/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,282,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,554
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,607
−HK$2,083/mo
Today · 4.125%
HK$80,690
baseline
▲ 0.50% · 4.625%
HK$84,943
+HK$4,253/mo
Deposit HK$15.09M · loan HK$15.09M · min. income ≈ HK$161,380/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,282,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,575
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$85,144
−HK$2,610/mo
Today · 4.125%
HK$87,754
baseline
▲ 0.50% · 4.625%
HK$93,093
+HK$5,339/mo
Deposit HK$12.07M · loan HK$18.11M · min. income ≈ HK$175,508/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,282,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,864
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$94,328
−HK$2,500/mo
Today · 4.125%
HK$96,828
baseline
▲ 0.50% · 4.625%
HK$101,931
+HK$5,103/mo
Deposit HK$12.07M · loan HK$18.11M · min. income ≈ HK$193,656/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,282,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,338
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$99,335
−HK$3,044/mo
Today · 4.125%
HK$102,379
baseline
▲ 0.50% · 4.625%
HK$108,609
+HK$6,230/mo
Deposit HK$9.05M · loan HK$21.12M · min. income ≈ HK$204,758/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,282,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,175
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$110,049
−HK$2,916/mo
Today · 4.125%
HK$112,965
baseline
▲ 0.50% · 4.625%
HK$118,920
+HK$5,955/mo
Deposit HK$9.05M · loan HK$21.12M · min. income ≈ HK$225,930/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,282,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,863
−HK$7,767/mo
▼ 0.25% · 3.875%
HK$127,716
−HK$3,914/mo
Today · 4.125%
HK$131,630
baseline
▲ 0.50% · 4.625%
HK$139,640
+HK$8,010/mo
Deposit HK$3.02M · loan HK$27.16M · min. income ≈ HK$263,260/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,282,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,797
−HK$7,444/mo
▼ 0.25% · 3.875%
HK$141,492
−HK$3,749/mo
Today · 4.125%
HK$145,241
baseline
▲ 0.50% · 4.625%
HK$152,897
+HK$7,656/mo
Deposit HK$3.02M · loan HK$27.16M · min. income ≈ HK$290,482/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,282,552 · Scale 2, in force from 26 Feb 2026)