LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,850
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$70,992
−HK$2,176/mo
Today · 4.125%
HK$73,168
baseline
▲ 0.50% · 4.625%
HK$77,620
+HK$4,452/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$146,336/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,283,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,595
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,650
−HK$2,084/mo
Today · 4.125%
HK$80,734
baseline
▲ 0.50% · 4.625%
HK$84,989
+HK$4,255/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$161,468/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,283,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,621
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$85,190
−HK$2,612/mo
Today · 4.125%
HK$87,802
baseline
▲ 0.50% · 4.625%
HK$93,144
+HK$5,342/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$175,604/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,283,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,915
−HK$4,965/mo
▼ 0.25% · 3.875%
HK$94,380
−HK$2,500/mo
Today · 4.125%
HK$96,880
baseline
▲ 0.50% · 4.625%
HK$101,987
+HK$5,107/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$193,760/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,283,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,391
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$99,389
−HK$3,046/mo
Today · 4.125%
HK$102,435
baseline
▲ 0.50% · 4.625%
HK$108,668
+HK$6,233/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$204,870/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,283,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,234
−HK$5,793/mo
▼ 0.25% · 3.875%
HK$110,110
−HK$2,917/mo
Today · 4.125%
HK$113,027
baseline
▲ 0.50% · 4.625%
HK$118,985
+HK$5,958/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$226,054/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,283,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,931
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$127,786
−HK$3,916/mo
Today · 4.125%
HK$131,702
baseline
▲ 0.50% · 4.625%
HK$139,716
+HK$8,014/mo
Deposit HK$3.02M · loan HK$27.17M · min. income ≈ HK$263,404/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,872
−HK$7,449/mo
▼ 0.25% · 3.875%
HK$141,569
−HK$3,752/mo
Today · 4.125%
HK$145,321
baseline
▲ 0.50% · 4.625%
HK$152,981
+HK$7,660/mo
Deposit HK$3.02M · loan HK$27.17M · min. income ≈ HK$290,642/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,253 · Scale 2, in force from 26 Feb 2026)