LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,851
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$70,993
−HK$2,176/mo
Today · 4.125%
HK$73,169
baseline
▲ 0.50% · 4.625%
HK$77,621
+HK$4,452/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$146,338/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,283,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,597
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$78,651
−HK$2,084/mo
Today · 4.125%
HK$80,735
baseline
▲ 0.50% · 4.625%
HK$84,990
+HK$4,255/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$161,470/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,283,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,622
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$85,192
−HK$2,611/mo
Today · 4.125%
HK$87,803
baseline
▲ 0.50% · 4.625%
HK$93,145
+HK$5,342/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$175,606/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,283,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,916
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,381
−HK$2,501/mo
Today · 4.125%
HK$96,882
baseline
▲ 0.50% · 4.625%
HK$101,989
+HK$5,107/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$193,764/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,283,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,392
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$99,390
−HK$3,047/mo
Today · 4.125%
HK$102,437
baseline
▲ 0.50% · 4.625%
HK$108,670
+HK$6,233/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$204,874/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,283,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,235
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,111
−HK$2,918/mo
Today · 4.125%
HK$113,029
baseline
▲ 0.50% · 4.625%
HK$118,987
+HK$5,958/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$226,058/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,283,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,933
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$127,788
−HK$3,916/mo
Today · 4.125%
HK$131,704
baseline
▲ 0.50% · 4.625%
HK$139,718
+HK$8,014/mo
Deposit HK$3.02M · loan HK$27.18M · min. income ≈ HK$263,408/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,874
−HK$7,449/mo
▼ 0.25% · 3.875%
HK$141,571
−HK$3,752/mo
Today · 4.125%
HK$145,323
baseline
▲ 0.50% · 4.625%
HK$152,983
+HK$7,660/mo
Deposit HK$3.02M · loan HK$27.18M · min. income ≈ HK$290,646/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,271 · Scale 2, in force from 26 Feb 2026)