LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,859
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$71,001
−HK$2,176/mo
Today · 4.125%
HK$73,177
baseline
▲ 0.50% · 4.625%
HK$77,630
+HK$4,453/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$146,354/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,283,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,605
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,659
−HK$2,085/mo
Today · 4.125%
HK$80,744
baseline
▲ 0.50% · 4.625%
HK$85,000
+HK$4,256/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$161,488/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,283,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,631
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$85,201
−HK$2,611/mo
Today · 4.125%
HK$87,812
baseline
▲ 0.50% · 4.625%
HK$93,156
+HK$5,344/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$175,624/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,283,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,926
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,391
−HK$2,501/mo
Today · 4.125%
HK$96,892
baseline
▲ 0.50% · 4.625%
HK$102,000
+HK$5,108/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$193,784/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,283,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,402
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,401
−HK$3,047/mo
Today · 4.125%
HK$102,448
baseline
▲ 0.50% · 4.625%
HK$108,681
+HK$6,233/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$204,896/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,283,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,247
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,123
−HK$2,918/mo
Today · 4.125%
HK$113,041
baseline
▲ 0.50% · 4.625%
HK$119,000
+HK$5,959/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$226,082/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,283,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,946
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$127,801
−HK$3,918/mo
Today · 4.125%
HK$131,719
baseline
▲ 0.50% · 4.625%
HK$139,733
+HK$8,014/mo
Deposit HK$3.02M · loan HK$27.18M · min. income ≈ HK$263,438/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,889
−HK$7,449/mo
▼ 0.25% · 3.875%
HK$141,587
−HK$3,751/mo
Today · 4.125%
HK$145,338
baseline
▲ 0.50% · 4.625%
HK$152,999
+HK$7,661/mo
Deposit HK$3.02M · loan HK$27.18M · min. income ≈ HK$290,676/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,411 · Scale 2, in force from 26 Feb 2026)