LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,863
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$71,005
−HK$2,176/mo
Today · 4.125%
HK$73,181
baseline
▲ 0.50% · 4.625%
HK$77,634
+HK$4,453/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$146,362/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,283,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,609
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,664
−HK$2,084/mo
Today · 4.125%
HK$80,748
baseline
▲ 0.50% · 4.625%
HK$85,004
+HK$4,256/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$161,496/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,283,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,635
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,206
−HK$2,611/mo
Today · 4.125%
HK$87,817
baseline
▲ 0.50% · 4.625%
HK$93,161
+HK$5,344/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$175,634/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,283,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,931
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$94,396
−HK$2,502/mo
Today · 4.125%
HK$96,898
baseline
▲ 0.50% · 4.625%
HK$102,005
+HK$5,107/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$193,796/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,283,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,408
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$99,407
−HK$3,046/mo
Today · 4.125%
HK$102,453
baseline
▲ 0.50% · 4.625%
HK$108,687
+HK$6,234/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$204,906/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,283,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,253
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,129
−HK$2,918/mo
Today · 4.125%
HK$113,047
baseline
▲ 0.50% · 4.625%
HK$119,006
+HK$5,959/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$226,094/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,283,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,953
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$127,808
−HK$3,918/mo
Today · 4.125%
HK$131,726
baseline
▲ 0.50% · 4.625%
HK$139,741
+HK$8,015/mo
Deposit HK$3.02M · loan HK$27.18M · min. income ≈ HK$263,452/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,896
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$141,594
−HK$3,752/mo
Today · 4.125%
HK$145,346
baseline
▲ 0.50% · 4.625%
HK$153,008
+HK$7,662/mo
Deposit HK$3.02M · loan HK$27.18M · min. income ≈ HK$290,692/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,480 · Scale 2, in force from 26 Feb 2026)