LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,865
−HK$4,318/mo
▼ 0.25% · 3.875%
HK$71,007
−HK$2,176/mo
Today · 4.125%
HK$73,183
baseline
▲ 0.50% · 4.625%
HK$77,636
+HK$4,453/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$146,366/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,283,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,611
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$78,666
−HK$2,084/mo
Today · 4.125%
HK$80,750
baseline
▲ 0.50% · 4.625%
HK$85,007
+HK$4,257/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$161,500/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$1,283,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,638
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,208
−HK$2,612/mo
Today · 4.125%
HK$87,820
baseline
▲ 0.50% · 4.625%
HK$93,164
+HK$5,344/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$175,640/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,283,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,934
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$94,399
−HK$2,502/mo
Today · 4.125%
HK$96,901
baseline
▲ 0.50% · 4.625%
HK$102,008
+HK$5,107/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$193,802/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,283,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,411
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,410
−HK$3,047/mo
Today · 4.125%
HK$102,457
baseline
▲ 0.50% · 4.625%
HK$108,691
+HK$6,234/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$204,914/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,283,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,256
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,133
−HK$2,918/mo
Today · 4.125%
HK$113,051
baseline
▲ 0.50% · 4.625%
HK$119,010
+HK$5,959/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$226,102/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$1,283,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,957
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$127,812
−HK$3,918/mo
Today · 4.125%
HK$131,730
baseline
▲ 0.50% · 4.625%
HK$139,745
+HK$8,015/mo
Deposit HK$3.02M · loan HK$27.18M · min. income ≈ HK$263,460/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,901
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$141,599
−HK$3,752/mo
Today · 4.125%
HK$145,351
baseline
▲ 0.50% · 4.625%
HK$153,012
+HK$7,661/mo
Deposit HK$3.02M · loan HK$27.18M · min. income ≈ HK$290,702/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,520 · Scale 2, in force from 26 Feb 2026)